What are the responsibilities and job description for the Underwriter I - Mortgage position at Associated Bank?
At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.
Under moderate supervision, underwrite, evaluate and decision loans in accordance with the established underwriting policy and guidelines. Conform with all Regulatory requirements such as ATR/QM, HOEPA, HPML, and Fair Lending. Analyze tax returns, financial statements, credit reports, business reports and legal documents. Calculate the necessary ratios to assist in the decision process. Maintain quality credit decisions and turnaround time. Assist with ongoing training of the lender on all loan products and credit fundamentals.
This position is not eligible for Visa sponsorship.
Due to work requirements, candidates must be located within 30 miles of Green Bay, WI.
We invite you to view the opportunity below.
As an Underwriter I - Mortgage, you will:
- Review applications on various types of residential loans for credit and product guidelines. Review to include applicant’s credit profile/credit report, income, including basic corporate and personal tax returns, as applicable, business reports and legal documents. Perform credit analysis and approve or deny credit applications based on authorized lending limits. Proactively seek solutions with lenders from all business lines to ensure rate, term, and application structure on all loan products are compliant with current policies, procedures, and Regulatory requirements. Aid in the resolution of any application issues in an effective manner, mutually benefiting our customers and the bank.
- Clear conditions and rework loans for changes of circumstance as necessary.
- Verify the accuracy of the data input in the Loan Origination System and that all product guidelines have been met.
- Use discretionary judgment for approval of credit applications not meeting underwriting policies and procedures. Ensure proper documentation and sign-offs are made for credit exceptions. Maintain credit exception approval percentages within corporate approved guidelines.
- Maintain up to date knowledge of current Underwriting policies, guidelines and compliance issues using available resources. Including all lending related Federal and State regulations.
Education
- Associate's Degree or equivalent combination of education and experience Finance or Business. Required
Experience
- 2-4 years Relevant lending experience, processing, funding, etc. Required
- Less than 2 years Directly related to mortgage underwriting and lending products, policies and procedures. Required
In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
- Retirement savings including both 401(k) and Pension plans.
- Paid time off to volunteer in your community.
- Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
- Competitive salaries with professional development and advancement opportunities.
- Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
- Personal banking, loan, investment and insurance benefits.
Associated Bank serves more than 120 communities throughout Wisconsin, Illinois and Minnesota and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on
Facebook
, LinkedIn
and X
.
Compliance Statement
Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.
Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.
Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact
leavesandaccommodations@associatedbank.com
if you need an accommodation at any time during the process.
Associated Banc-Corp is an Affirmative Action and
Equal Opportunity Employer
. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish
. Know Your Right to Work English
or Spanish
.
Associated Bank is
Pay Transparency
compliant.
The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.
$20.90 - $35.83Salary : $21 - $36
