What are the responsibilities and job description for the Mortgage Loan Originator position at Assure Home Mortgage?
Duties and Responsibilities
- Detailed knowledge of real estate lending, loan product rules and regulations, and compliance.
- Knowledge of credit analysis, credit policy/procedures, real estate (business/personal) lending, problem loan administration, and financial budgeting and planning.
- Feed the pipeline through business development to bring in loans,
- Computer knowledge and the ability to learn various software programs.
- Attention to detail while composing, typing, and proofing loan documents, establishing priorities and meeting hard deadlines.
- Multi-task and work under stress and pressure.
- Be dependable, trustworthy and maintain confidentiality.
- Occasional travel to offsite locations when the employer deems it necessary to meet with realtors and or clients.
- Communicate effectively and professionally with realtors, clients, and colleagues.
- Professional appearance and positive attitude are a must.
This person is required to represent and promote a positive image of Assure Home Mortgage in the community through involvement and or participation in the community, civic, and charitable organizations, and agencies.
Summary
As a Mortgage Loan Originator, you will be instrumental in guiding clients through the loan origination process, ensuring a seamless experience from application to closing. Reporting to the owner, you will leverage your core skills in preapproving, conducting credit analysis, and customer service to assess borrower qualifications and recommend suitable loan products. Your premium skills in financial sales and negotiation will enhance your ability to close deals effectively. Additionally, your relevant knowledge of banking and financial software will support efficient loan processing and compliance with regulations, making you a vital asset to our lending team.
Job Type: Full-time
Pay: $5,000.00 - $8,000.00 per month
Benefits:
- 401(k) 2% match
- Dental insurance
- Flexible schedule
- Health insurance
- Paid time off
- Vision insurance
Compensation Package:
- Bonus opportunities
- Commission pay
Schedule:
- Monday to Friday
- No weekends
Experience:
- Loan origination: 1 year (Required)
- Loan processing: 1 year (Required)
- Customer service: 1 year (Required)
Work Location: In person
Salary : $5,000 - $8,000