What are the responsibilities and job description for the Investment Advisor Representative position at Atria Wealth Solutions?
Columbia Credit Union, in partnership with CUSO Financial Services, LP (CFS), is seeking an Investment Advisor Representative to provide investment services for members of Columbia CU in the Vancouver, WA area.
About Columbia Credit Union
Columbia CU is a full-service financial institution with $2.3 billion in assets, over 100k members and we pride ourselves in our commitment to “Making Life Better” in the communities we serve. Since 1952, our commitment toward “Making Life Better” has earned us accolades and we are honored to be the recipient of several local community recognitions:
Columbia CU Guiding Principles
About The Role
As an Advisor you’ll collaborate with other Columbia CU employees to create a stellar member experience, striving to make life better by offering insurance, investments, and advisory services exclusively to our membership. Our CFS Advisor will have the opportunity to build new business while taking over a well-established existing book with trails.
RESPONSIBILITIES
$77,968.80 Incentive
Columbia Credit Union follows all required COVID 19 health protocols
Equal Opportunity Employer/AA
Must be 18 or older to apply
Qualifications/Skills Required
Required
Required
Experience
Required
*Representatives are employed by Columbia Credit Union and registered through CUSO Financial Services, LP, (Member FINRA/SIPC). CFS is a broker-dealer and Registered Investment Advisor with a stable track record of serving the investment needs to credit unions and their members. To learn more about CFS visit www.cusonet.com
*Non-deposit investment products and services are offered through CUSO Financial Services,
L. P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
About Columbia Credit Union
Columbia CU is a full-service financial institution with $2.3 billion in assets, over 100k members and we pride ourselves in our commitment to “Making Life Better” in the communities we serve. Since 1952, our commitment toward “Making Life Better” has earned us accolades and we are honored to be the recipient of several local community recognitions:
- Best of Clark County Award / The Columbian: 2008-2024
- Best in Business Award / Vancouver Business Journal: 2013-2024
- Corporate Philanthropy Award / Portland Business Journal: 2017-2024
Columbia CU Guiding Principles
- Mission: Bringing people together to make life better for themselves and their communities.
- Value Proposition: Earning your trust with knowledgeable people and digital options so you can bank “Columbia” how and when you want.
- Leadership Philosophy: Leaders at Columbia CU inspire enthusiasm and accountability that drive our mission. Leaders build engagement and communicate honestly and openly. By rallying everyone around our shared vision, Leaders model and expect the best from individuals and teams.
- People - We have a passion for helping each other and our members.
- Community - We have a passion for contributing to the success and growth of the communities we serve.
- Financial Wellness - We have a passion for providing the financial education, tools and assistance that create financial wellness and stability for our organization, each other, our members and the communities we serve.
- 100% paid Medical, Dental, Vision for employees - eligible the 1st of the month following hire date
- Accrued PTO, Accrued Extended Sick Time and 11 Paid Bank Holidays
- 401k Match- 100% match up to 6% employee contribution
- Tuition Assistance
- And More!
About The Role
As an Advisor you’ll collaborate with other Columbia CU employees to create a stellar member experience, striving to make life better by offering insurance, investments, and advisory services exclusively to our membership. Our CFS Advisor will have the opportunity to build new business while taking over a well-established existing book with trails.
RESPONSIBILITIES
- Provide Columbia CU members with non-deposit investment and insurance products as registered and licensed by a third-party broker dealer under agreement with Columbia CU.
- Using only the broker dealer’s approved product list, provide investment advice regarding securities and manage accounts or portfolios of member-investors with a fiduciary duty to act in the best interest of Columbia CU’s members.
- Possess a thorough knowledge of the insurance and securities industry.
- Maintain continuing education and legal requirements of FINRA, State Insurance, broker dealer and Columbia CU.
- Build rapport and educate Columbia CU branch employees on appropriate referrals to the Investments and Insurance Group to increase member awareness of Columbia CU’s investment and insurance services.
- Proactively look for opportunities to refer member-investors back to Columbia CU staff when insured deposits or refinanced/reorganized debt would be compatible with member-investor’s overall long-term financial goals.
- As requested and approved by the Program Manager | VP Investments and Insurance Group, conduct and/or host seminars to increase member knowledge regarding options to work toward their long-term financial goals.
- Open member accounts, initiate and confirm orders, maintain files and records, and prepare all required reports. Advise Program Manager | VP Investments and Insurance Group and OSJ of any issues requiring attention.
- Maintain all information related to member accounts and affairs of the member in strict confidence.
- Promote services and products to members and the community by engagement in sales activities through an integrated marketing program, including branch training and relationship development, telephone solicitation, individual and group presentations, direct mail programs, follow-up calling and other prospecting methods.
- Meet individually assigned Gross Dealer Concession and all other Investments and Insurance Group and Columbia CU assigned goals.
- Develop and actively work business plans by executing on periodic tactical strategies.
- Provide timely and accurate reports to the Program Manager | VP Investments and Insurance Group as requested.
- Maintain shared calendar so that fellow Columbia CU employees can easily schedule appointments. Uphold department service level agreements including prompt feedback regarding referrals.
- Provide timely updates and notes in CRM system regarding prospective and current member-investor interactions.
- Maintain appropriate segregation of Credit Union’s NCUA and Investments and Insurance Group’s non-NCUA marketing and operations in assigned branches.
- Minimum 5-7 years of financial advising experience with proven track-record of success in direct investment and insurance sales.
- Bachelor’s Degree in Business/related field or equivalent professional certification or graduate degree and/or an equivalent combination of education and experience.
- Series 7, 63/65 or 66 Securities Registration and Variable Life and Health Insurance licenses, valid in Washington and Oregon.
- Clean U-4
- Valid Driver’s License to transport self between Columbia CU branches, Operations Center and community functions.
- Flexibility to work evenings and weekends conducting workshops/seminars, attending training and Columbia CU staff meetings, and attending community networking and fundraising events supported by Columbia CU.
$77,968.80 Incentive
Columbia Credit Union follows all required COVID 19 health protocols
Equal Opportunity Employer/AA
Must be 18 or older to apply
Qualifications/Skills Required
- Financial Advising-Advanced
- Direct Investment-Advanced
- Insurance Sales-Advanced
- Communications-Advanced
- Customer Service-Advanced
Required
- Team Player: Works well as a member of a group
- Functional Expert: Considered a thought leader on a subject
- Enthusiastic: Shows intense and eager enjoyment and interest
- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Required
- Bachelors or better in Business or related field.
Experience
Required
- 5 years:
- Professional Financial Advising in Investments and Insurance
- Licenses & Certifications
- Required
- Clear FINRA BrokerCheck
- Variable Life & Health
- State Insurance License
- Series 63/65
- Series 7
- Series 66
*Representatives are employed by Columbia Credit Union and registered through CUSO Financial Services, LP, (Member FINRA/SIPC). CFS is a broker-dealer and Registered Investment Advisor with a stable track record of serving the investment needs to credit unions and their members. To learn more about CFS visit www.cusonet.com
*Non-deposit investment products and services are offered through CUSO Financial Services,
L. P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
