What are the responsibilities and job description for the Senior Credit Analyst position at Augment Jobs?
- Job Title:** Senior Credit Analyst
- Company Name:** Augmentjobs
- Salary Range:** $80,000 to $120,000
- Experience Level:** 2 to 5 years
- Job Description:**
- Key Responsibilities:**
- **Credit Evaluation:** Analyze financial statements, credit reports, and other data to assess the creditworthiness of individuals and businesses.
- **Risk Assessment:** Identify and quantify credit risks and recommend appropriate credit limits or terms.
- **Credit Recommendations:** Provide recommendations for credit approvals or denials to management.
- **Client Interaction:** Communicate with clients and stakeholders to gather necessary financial information and discuss credit terms.
- **Report Preparation:** Prepare detailed credit reports and documentation for internal and external use.
- **Policy Development:** Contribute to the development and refinement of credit policies and procedures.
- **Compliance:** Ensure compliance with regulatory requirements and company policies regarding credit practices.
- **Portfolio Management:** Monitor and manage a portfolio of credit accounts to ensure timely repayments and minimize defaults.
- **Market Analysis:** Stay updated on industry trends and economic conditions that may impact credit risk.
- Skills and Qualifications:**
- **Education:** Bachelor’s degree in Finance, Accounting, Economics, or a related field; a Master’s degree or professional certification (e.g., CFA) is a plus.
- **Experience:** 2 to 5 years of experience in credit analysis or a related field.
- **Analytical Skills:** Strong ability to analyze financial data, identify trends, and make data-driven decisions.
- **Attention to Detail:** High level of accuracy in assessing financial information and preparing reports.
- **Communication Skills:** Excellent verbal and written communication skills for interacting with clients and preparing reports.
- **Problem-Solving:** Ability to identify issues and develop effective solutions for credit management.
- **Technical Skills:** Proficiency in financial software, spreadsheets, and data analysis tools.
- **Organizational Skills:** Strong organizational and time-management abilities to handle multiple tasks and deadlines.
Salary : $80,000 - $120,000
