Underwriter

About us

Founded in 1870, Augusta Mutual Insurance Company has stood the test of time by prioritizing the needs of our insureds above all else. We have built a reputation for delivering exceptional customer service and fostering long-lasting relationships with our clients. Our commitment to our policyholders is matched only by our dedication to our employees, who are the heart of our organization.

We pride ourselves on maintaining a work environment that feels like family, where every team member is valued and supported. Our employees are not just colleagues; they are part of a close-knit community that works together to ensure the well-being of our clients and one another. This collaborative and caring atmosphere allows us to deliver personalized service that sets us apart in the industry.

Joining our team means becoming part of a legacy of trust, integrity, and service that has been cultivated for over 150 years. We are looking for individuals who share our passion for helping others and are eager to contribute to a company where their efforts truly make a difference. If you’re looking for a rewarding career in a company that values its people as much as its policyholders, we invite you to join our family.

*Overview*

We are seeking a detail-oriented and analytical Insurance Underwriter to join our dynamic team. The successful candidate will play a critical role in evaluating insurance applications, assessing risk, and determining appropriate coverage levels. The Underwriter will work closely with agents and other stakeholders to ensure that all decisions align with the company’s risk management strategies.

*Responsibilities*

- Evaluate insurance applications for property and casualty coverage, analyzing factors such as property value, location, occupancy, construction type, and claims history to determine the level of risk.

- Approve or decline insurance applications based on the underwriting guidelines and risk assessments, ensuring that all policies issued align with the company’s risk tolerance.

- Provide tailored coverage recommendations to agents, ensuring that proposed policies meet the specific needs of clients while protecting the company’s interests.

- Collaborate with claims adjusters to review claims on insured properties, ensuring that claims are valid and consistent with policy terms and underwriting standards.

- Build and maintain strong relationships with agents, providing guidance and support on complex underwriting decisions and fostering a collaborative approach to risk management.

- Stay updated on industry trends, regulations, and best practices to maintain compliance and enhance decision-making.

- Maintain detailed records of underwriting decisions, risk assessments, and policy changes, ensuring that all documentation is accurate, complete, and compliant with company policies and regulatory requirements.

*Qualifications*

- Bachelor's degree or equivalent work experience preferred

- Strong understanding of risk assessment and underwriting principles

- Proficiency in MS Office Suite

- Excellent communication skills, both written and verbal.

- Superior attention to detail and accuracy

- Strong phone and email communication skills

- Proven ability to consistently meet deadlines

- Ability to work independently and as part of a team

Job Type: Full-time

Pay: $40,000.00 - $60,000.00 per year

Benefits:

• 401(k) 4% Match
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Profit sharing
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Education:

• High school or equivalent (Required)

Ability to Commute:

• Staunton, VA 24401 (Required)

Work Location: In person

Salary : $40,000 - $60,000