What are the responsibilities and job description for the Credit Analyst II position at AutoNation, Inc.?
AutoNation is currently seeking a Credit Analyst II to join one of the best full spectrum auto lender in the industry in the market. The ideal candidate is an industry leader, seeking a positive work environment!
Position Summary
As a Credit Analyst, you will underwrite and review submitted applications from new and used automotive dealers. In addition, you will communicate decisions to appropriate individuals, uphold fair lending practices, and meet targets for productivity, quality and customer satisfaction.
Job Responsibilities
- Review, analyze and underwrite complex auto loans within company guidelines.
- Assist with negotiation of contracts based on lending guidelines.
- Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and CIG Sales Managers if needed.
- Build and maintain effective relationship with assigned automotive dealership base
- Build and maintain positive working relationship with peers and Sales Managers
Essential Knowledge, Skill and Licences
- Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required
- Thorough knowledge of credit review process and credit scoring
- Strong analytical, organizational and time management skills
- Strong verbal and written communication skills
- Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers
- Strong negotiation and decision-making skills
Physical Demands
- Continuous use of personal computer/monitor/keyboard.
- Physical Demand: None. Amt./Frequency: N/A
- On-site staff preferred
Company Overview
AutoNation, a provider of personalized transportation services, is driven by innovation and transformation. As one of America's most admired companies, AutoNation delivers a peerless Customer experience recognized by data-driven consumer insight leaders, Reputation and J.D. Power. Through its bold leadership and brand affinity, the AutoNation Brand is synonymous with "DRVPNK" and "What Drives You, Drives Us." AutoNation has a singular focus on personalized transportation services that are easy, transparent, and Customer-centric.
Benefits
Click here to learn more about our Benefits.
Join us as we pave the way to moving our company, our communities and our industry forward. Apply today at a location near you or wherever you dream the road will take you.
AutoNation is an equal opportunity employer and a drug-free workplace.
