What are the responsibilities and job description for the Senior Product Owner – Mobile App position at B9?
Senior Product Owner – Mobile App
Position Summary:
We are seeking an experienced Senior Product Owner with a proven track record in FinTech, banking, or financial services to lead the development and enhancement of our mobile app-based lending product. This role is integral to driving innovation in our customer-facing mobile experience, ensuring the app leverages cutting-edge data insights, risk management strategies, and user-centric design to deliver exceptional lending solutions.
The ideal candidate will combine deep expertise in mobile app product development with a solid understanding of financial services, lending models, and U.S. regulatory compliance.
Key Responsibilities:
- Define and drive the product strategy and roadmap for our mobile app lending solution, ensuring alignment with overall business goals.
- Collaborate with design and engineering teams to deliver a seamless, intuitive, and secure mobile app experience.
- Utilize data analytics, customer behavior insights, and alternative data sources to drive mobile app features like personalized lending offers, dynamic credit limits, and repayment tools.
- Act as the primary liaison between engineering, design, marketing, risk, and compliance teams to deliver app features that balance customer needs, risk tolerance, and business profitability.
- Lead efforts to gather and incorporate user feedback into the mobile app roadmap, ensuring the app delivers a superior customer experience.
- Work closely with risk teams to implement secure lending solutions that align with credit risk policies and regulatory standards.
- Ensure the mobile app complies with financial regulations and standards across all operating regions.
- Guide junior team members and foster a collaborative environment within the product team.
- Lead Agile ceremonies, including sprint planning, stand-ups, and retrospectives, to ensure efficient mobile app development cycles.
Key Qualifications:
- Minimum 5-7 years of experience as a Product Owner or Product Manager in mobile app development within the FinTech, banking, or financial services industry on the U.S. market.
- Proven track record of launching and scaling customer-facing mobile applications with measurable business success.
- Deep understanding of mobile app design, development, and deployment processes for both iOS and Android platforms.
- Familiarity with mobile-specific analytics tools (e.g., Firebase, Mixpanel) and user experience best practices.
- Strong understanding of credit risk management, underwriting processes, and loan lifecycle management.
- Proficiency in data analysis tools (e.g., SQL, Tableau, Python) and experience integrating APIs for real-time data insights.
- Bachelor’s degree in Business, Finance, Computer Science, or related field; MBA or equivalent advanced degree is a plus.
- Exceptional analytical and problem-solving abilities.
- Excellent communication and stakeholder management skills.
- Experience working in Agile/Scrum environments.
- Familiarity with financial regulations such as TILA, ECOA, FCRA, and state-specific lending requirements.
What We Offer:
- Competitive compensation and equity options.
- Opportunity to shape the future of mobile-based FinTech lending.
- A collaborative, innovative, and growth-oriented work environment.
- Comprehensive benefits, including PTO, health insurance, and professional development programs.
Join us in creating the next generation of mobile lending experiences that empower customers and redefine financial accessibility.