What are the responsibilities and job description for the Commercial Credit Lending Officer/Underwriter I or II position at Bank of America?
Job Description:
The Commercial Credit Lending Officer acts as the point of contact for driving credit solutions for commercial banking clients. The Commercial Credit Lending Officer maintains relationships with the client management team, and works directly with clients from deal structuring through final credit approval, legal document negotiations and closing as necessary. The Commercial Credit Lending Officer is responsible for negotiation with the client on credit terms, performing full underwriting analysis and preparing deal justification. The Commercial Credit Lending Officer will have single signature approval authority (per the Approval Grid) for credit and monitoring actions as needed. The Commercial Credit Lending Officer ensures data quality of credit related client and deal information. The role is centrally located and will have virtual client contact.
Required Skills:
A minimum of 3 years of Commercial Credit Underwriting experience
Existing credit risk or underwriting background in Commercial credit
Client-facing skills including strong communication and negotiation behaviors
Strong analytical skills
Proficiency in technology, including Microsoft applications
Proven self-motivator with the ability to effectively prioritize work
Able to communicate effectively throughout the organization
Attention to detail and able to execute in a fast paced environment
BA/BS degree desired; Finance, Accounting or Economics majors preferred
Shift:
1st shift (United States of America)Hours Per Week:
40
