Banking - Business Development and Management Associate/AVP

• Gathering and compiling financial and statistical data by conducting marketing research from related fields and peer competitive products
• Utilize specialized model to deal with statistical information and extract effective data to generate graphs, tables and business proposals based on analytical findings and results
• Keep attention on current economic condition, market trends, customer demands as well as practicability of products to prepare and execute feasible marketing strategic plans
• Develop and innovate various financial product and services to serve cross-border customers
• Assist in identifying new area for product designing, pricing, testing and monitoring product to minimize the risk and maximum profitability of policies, products and plans
• Attend and present products at seminars hosted in local community or in China to promote the Bank’s brand while attracting potential customer and business
• Evaluate performance of products after launching by measuring KPI, costs and profits, benchmark and gap analysis consistently to control their overall financial risk exposure and ensure the stability of business operations
• Monitor and update existed policies/products timely to enhance product features and optimize utilities regarding most updated BOC policies and related regulatory guideline
• Run proven models continually to make financial projections about new products being launched
• Assist in preparing and explaining analytical proposals and findings to various stakeholders to help making decisions on pricing, product development and marketing planning
• Confer with other departments to manage projects and deal with data discrepancies if any
• Participate in special projects like internet banking system upgrade, debit card function enhancement, mobile banking development and other duties as assigned by utilizing data analysis and project management skills

• Understand, comply and monitor activities, if necessary, of all applicable laws and regulations
• Forecast potential risk during launching the product or executing the strategies in accordance with economic/marketing conditions changes, specific policies, procedures and standards, to control cost and mitigate risks
• Work closely with BSA, QCU and all IRMs departments to ensure all risk controls are being implemented effectively and correctly for all new and existing products and service that complying with compliance and regulatory requirements

• Bachelor’s degree with major in business, financial, accounting or economics is required. A master or above degree with data statistical analysis skill preferred.
• 1-2 years of work experience in banking business and banking operation for Associate level; 4 years of work experience in banking business and banking operation for AVP level
• Adequate knowledge of banking products and services
• Knowledge of current market conditions, trends, products offered by competitors
• Skill in analyzing and evaluating financial information
• Marketing skills
• Ability in developing new products and service
• Expert knowledge and experience in writing, Power Point, and Excel
• Supervisory and organizational skills.
• Data compiling and statistical analysis is preferred.
• Bilingual (ability to read, speak and write Chinese) is required

Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications.