What are the responsibilities and job description for the Credit Analyst position at Bank of Landisburg?
- Supports the credit analysis function by performing various duties.
Key Responsibilities:
- Receives and analyzes data on prospective and active borrowing accounts, including financial statements, agency reports, and interview and investigation sheets.
- Evaluates short- and long-run prospects of individuals or companies, identifying strengths and weaknesses.
- Prepares Loan Presentation Forms containing information on loan terms, structure, and borrower details.
- Documents recommendations and provides thorough credit analysis work, including ratios and risk ratings.
- Maintains accurate records and prepares assigned reports.
- Coordinates tasks with other personnel to ensure efficient workflow and integrates goals and activities with management and staff.
- Responds to inquiries and communicates effectively within established time frames.
Ancillary Duties:
- Performs supportive tasks that may be altered or re-designed depending on individual circumstances.