What are the responsibilities and job description for the Senior Credit Analyst Professional position at Bank of Landisburg?
Job Description
The Credit Analyst is responsible for supporting the credit analysis function by performing various duties, including receiving data on prospective and active borrowing accounts, analyzing financial statements, agency reports, and interview and investigation sheets.
The analyst evaluates the short- and long-run prospects of individuals or companies, prepares loan presentation forms, identifies strengths and weaknesses regarding loan granting or denying, and documents recommendations. If assigned to the loan review function, they may suggest a loan grade after conducting thorough credit analysis and documentation review.
The Credit Analyst ensures that all credit analysis activities are conducted in accordance with prescribed lending policy, abides by current laws and organizational policies, and promotes a workplace free of harassment and discriminatory behavior.
Key Responsibilities:
- Receive and analyze data on borrowing accounts, financial statements, and agency reports.
- Evaluate the short- and long-run prospects of individuals or companies.
- Prepare loan presentation forms and identify strengths and weaknesses regarding loan granting or denying.
- Document recommendations and suggest loan grades (if assigned to loan review).
Requirements
To be successful as a Credit Analyst at Bank of Landisburg, you will need:
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Ability to work independently and as part of a team.
- Familiarity with financial regulations and laws.
- Proficiency in Microsoft Office Suite.
