What are the responsibilities and job description for the Mortgage Loan Originator position at Bank of Utah?
About Bank of Utah:
Bank of Utah, with over 60 years in business, was founded by Frank M. Browning, an Ogden business executive. The bank officially opened for business on December 1, 1952 with 16 employees and $1 million in assets. It has now grown to 350 employees and over $1.3 billion in assets. The bank currently has 17 full service branches along the Wasatch Front; mortgage offices in South Towne, Price, and Logan; and both personal and corporate trust teams in Salt Lake City and Ogden. Bank of Utah offers personal banking, home lending, trust management and investment services.
Benefits of Working with Us:
Bank of Utah's comprehensive benefits package promotes health and wellness, financial well-being and career growth. A few highlights include:
- Great work-life balance, with a Monday-Friday schedule
- Competitive benefits, including health, eye, dental and life insurance
- 401(k) plan and match up to 5 percent, plus opportunities to participate in our employee stock ownership program (eligibility requirements must be met)
- Incentive pay
- 12 paid bank holidays earned vacation time
- Training opportunities for new employees
- Learning incentives to expand your banking knowledge and grow in your career (including opportunities to learn about all of our departments, such as mortgage, branch operations, commercial lending, personal trust, corporate trust, compliance, payments processing and more)
- Volunteer opportunities to make a difference in the communities where you work and live
- Awards and recognition to celebrate you and your colleagues for living the bank's values
To qualify for this position you must have:
- Associates Degree in Business or equivalent training and/or experience
- Minimum of 3 years related mortgage lending experience
This position requires you to:
- Originate permanent single-family residential FHA, VA, conventional, and construction mortgage loans
- Participate in related business development activities.
- Market the Bank of Utah Mortgage services and customer relationships to help generate mortgage lending activity for the Bank.
- Adhere to all procedures and applicable federal, state, and local laws, regulations, rules, and ordinances; such as the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), and the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE).
- Register with the National Mortgage Licensing System and Registry (NMLS).
