Credit Analyst

A Credit Analyst for BankFirst will assess the creditworthiness of individuals or businesses seeking loans and analyze financial data ensuring compliance with lending protocols.

Credit Analyst Job Responsibilities:

 Gathers and analyzes loan applicants’ financial data to evaluate risk.

 Assesses creditworthiness of individuals, companies, and institutions.

 Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.

 Completes quality Annual Credit Memos.

 Analyzes data to verify information.

 Communicates credit decisions and policies to fellow employees and

credit applicants.

 Oversees credit document preparation.

Credit Analyst Qualifications/Skills:

 Knowledge of commercial credit products, market trends, and/or loan procedures

 Attention to detail

 Analytical and critical thinking skills

 Quantitative skills

 Strong time management and multitasking skills

 Strong communication skills

 Project management

 Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise

 Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships

 Business acumen

 Discretion and a dedication to protecting the financial privacy of clients, business partners, and employer

Education, Experience, & Licensing Requirements:

 Bachelor’s degree in business, accounting, economics, or finance, master’s degree a plus

 Experience using spreadsheet software

 Basic understanding of accounting, statistics, and economics

 Previous experience as a credit analyst or loan officer preferred

BankFirst is an EO employer- M/F/Veteran/Disability/Sexual Orientation/Gender Identity