BSA/AML Analyst II

Responsibilities (Essential):

• Review various reports and case lists to determine the need for an investigation and/or to prevent monetary loss.
• Perform investigations and reports findings to the BSA/AML Officer.
• Analyze high-risk customers and relationships to determine acceptable activity.
• Interact with Law Enforcement agencies on cases as needed and under the direction of the BSA/AML Officer.
• Provide backup personnel coverage for internal investigations and currency transaction report processing.
• Review alerts generated in Yellow Hammer from FinCEN’s 314(a) confidential list for potential matches within Bank records.
• Review system-generated alerts relative to OFAC; research and follow up to record and report findings under the direction of the BSA/AML Officer.
• Identify weaknesses in training and/or processes and work with the BSA Officer to address the same.
• Positively contribute toward successful completion of internal audits and external examinations, including those performed by FDIC and BOFI.
• Enthusiastically support the Bank’s Guiding Principles and Brand Behaviors.
• Adhere to federal regulatory requirements, such as the Anti-Money Laundering and Bank Secrecy Act

Responsibilities (Marginal):

• Perform other duties as requested

Required Education & Experience:

• Minimum of a high school degree or the equivalent.
• Minimum of 3 years of demonstrated BSA/AML operations and compliance experience in the financial services industry required.
• The successful candidate must have and maintain a comprehensive knowledge of the Bank Secrecy Act, USA PATRIOT Act, and OFAC regulations.
• Desire to work with others to develop solutions for internal and external customers.
• Strong analytical written and verbal communication skills are required, with a focus on attention to detail.
• Must be professional, a multitasker, and work well independently under pressure in a fast-paced environment.
• Able to function with a high degree of independence or collaboratively within a team, making decisions quickly using sound judgment to plan and accomplish goals.
• Strong analytical skills including the ability to research analyze and present investigative findings to management.
• Working knowledge of Windows-based software programs is required, along with the ability to adapt to various software programs as required.
• Knowledge or experience working in Branch/Retail Operations or Bank Operations.

Physical Demands and Work Environment:

Physical Demands: General office environment.

Work Environment: General office environment.

Schedule Expectations:

Full time, 40 hours per week.

Required Travel:

This position requires travel approximately 10% of work hours.

AAP/EEO Statement:

Bar Harbor Bank & Trust is an Equal Opportunity Employer, Minority/Female/Disability and Protected Veteran. These are the requirements for an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential responsibilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)