What are the responsibilities and job description for the Consumer/Resi Servicing Specialist position at Bar Harbor Bankshares?
Responsibilities (Essential):
- Boarding and maintenance on all Consumer & Residential loans.
- Maintains customer escrow accounts and pays insurance, including PMI, and/or taxes for all accounts
- Maintains, reviews, and implements PMI cancellation requests
- Works with customers, via incoming/outgoing calls, or emails, with questions on escrow accounts.
- Provides training to new/existing team members
- Is a system administrator for Corelogic
- Assists with audits required by Freddie Mac
- Perform reporting functions for Freddie & FHLB
- Serve as a backup for various duties to ensure the department remains functioning at all times.
- Perform general data entry for and parameter changes on all Consumer & Residential loans.
- Perform customer research as requested by Bank branches or departments.
- Provide loan-related guidance to Bank branches and departments as needed.
- Identify, review and ensure compliance with the laws and regulations which affect assigned functional areas.
- Enthusiastically support the Bank’s Guiding Principles and Brand Behaviors.
- Adhere to federal regulatory requirements, such as the Anti-Money Laundering and Bank Secrecy Acts, and all established policies and procedures.
- Enthusiastically support the Bank’s Guiding Principles and Brand Behaviors.
- Adhere to federal regulatory requirements, such as the Anti-Money Laundering and Bank Secrecy Acts, and all established policies and procedures.
Responsibilities (Marginal):
- Perform other duties as requested.
Required Education & Experience:
- Minimum of a high school degree or the equivalent
- 5 years Banking experience, required.
- Demonstrated professional customer relations and communication skills
- The ability to receive and understand oral questions and written instructions, and the ability to apply them to assigned job responsibilities.
- The ability to analyze, interpret findings and results, and to draw logical conclusions in carrying out day-to-day assignments.
- The flexibility to learn and keep current with changing procedures and regulations, varying job assignments, technological advances, and new equipment.
- The ability to work as a positive team member in a fast-paced, high-volume environment and to manage multiple assignments.
- Working knowledge of Windows-based software programs is required.
Physical Demands and Work Environment:
Physical Demands: General office environment.
Work Environment: General office environment.
Schedule Expectations:
Full time, 40 hour per week.
Required Travel:
This position requires travel on a limited, as-needed basis.