What are the responsibilities and job description for the CASHIER/LOAN OFFICER position at BASIC FINANCE INC?
Overview
We are seeking a dedicated and detail-oriented CASHIER/ Loan Officer to join our team. In this role, you will be responsible for guiding clients through the loan application process, ensuring compliance with Fair Housing regulations, and providing exceptional customer service. The ideal candidate will possess strong mathematical skills, proficiency in accounting software, and a solid understanding of underwriting processes. Your ability to negotiate and collaborate effectively with sales teams will be crucial in helping clients secure the financing they need.
Duties
- Evaluate loan applications and financial information to determine eligibility for loans.
- Conduct thorough assessments of clients' creditworthiness and financial history.
- Guide clients through the loan process, explaining terms and conditions clearly.
- Collaborate with sales teams to develop strategies for attracting new clients.
- Negotiate loan terms with clients while ensuring compliance with company policies and regulations.
- Maintain up-to-date knowledge of industry trends, Fair Housing regulations, and underwriting guidelines.
- Utilize software tools such as Quicken and other accounting software to manage loan documentation efficiently.
- Provide exceptional customer service throughout the loan process to ensure client satisfaction.
Requirements
- Proven experience as a Loan Officer or in a similar role within the financial services industry.
- Strong mathematical skills with the ability to analyze financial data accurately.
- Familiarity with underwriting processes and contract management.
- Proficiency in using Quicken and other accounting software applications.
- Excellent negotiation skills with a focus on collaboration within sales environments.
- Knowledge of Fair Housing regulations and commitment to ethical lending practices.
- Exceptional customer service skills with a client-focused mindset.
- Strong attention to detail and organizational abilities to manage multiple loan applications simultaneously.
If you are passionate about helping clients achieve their financial goals through effective loan solutions, we encourage you to apply for this exciting opportunity as a Loan Officer.
Job Type: Full-time
Pay: $182,498.00 - $214,527.00 per year
Benefits:
- Health insurance
- Paid time off
Compensation Package:
- Bonus opportunities
Schedule:
- 8 hour shift
- Monday to Friday
Work Location: In person
Salary : $182,498 - $214,527
