What are the responsibilities and job description for the Credit Risk Analyst position at beBee Careers?
Job Summary
">We are seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will be responsible for credit underwriting, credit analytics, and portfolio monitoring.
Key Responsibilities:
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- Conduct in-depth financial analysis of loan applications for commercial, consumer, and real estate loans. ">
- Analyze financial statements, tax returns, and other relevant information to assess borrower creditworthiness and risk. ">
- Develop and maintain strong relationships with loan officers, gathering necessary information and providing ongoing support throughout the loan process. ">
- Prepare comprehensive credit memoranda that clearly articulate the financial strength and risk profile of each loan applicant. ">
- Recommend loan approval or denial based on sound credit analysis and risk assessment. ">
- Work collaboratively with credit committee members to present loan proposals and address any questions or concerns. ">
- Stay current on evolving industry trends, regulatory changes, and lending guidelines. ">
- Participate in the development and implementation of new credit policies and procedures. ">
- Monitor existing loan portfolios and identify potential credit risks. ">
- Assist with loan portfolio analysis and reporting. ">
Requirements
">To be successful as a Credit Risk Analyst, you will need to have:
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- Bachelor's degree from a four-year college or university. ">
- One to five years of related bank-related consumer compliance experience and/or training. ">
- PC proficient, including MS Word and MS Excel. ">
- Excellent verbal and written communications skills in English. ">
- Spanish is a plus. ">
About Us
">We offer our employees an appealing benefits package that will help you feel good about your employer and allow you to meet your personal needs. Eligible employees enjoy compensation packages that include paid holidays, personal time, medical coverage, dental coverage, company-paid life insurance/long term disability/short term disability, 401(k) retirement plan, and flexible spending accounts for health and dependent care.
