What are the responsibilities and job description for the Software Engineer, Square Lending position at block.xyz?
Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together.
The information below covers the role requirements, expected candidate experience, and accompanying qualifications.
So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage inventory, offer buy now, pay later functionality, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.
Today, we are a partner to sellers of all sizes – large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We’re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.
The Role
Square’s rapidly growing financing platform, Square Lending, has revolutionized the way businesses obtain the funding needed to achieve their goals.
Unlike traditional business financing products, Square Lending offers are extended to pre-qualified sellers based on their business performance, funds are deposited as soon as the next business day, and are customizable based on the Seller’s needs. Since the product launched in 2014, Square Lending has extended more than $16 billion to over two million sellers worldwide.
As an Engineer for the Servicing team on the Lending Platform, you will help build out a platform to handle the repayment orchestration, obligation tracking, and balance accuracy for the loan and credit card products that we offer Square sellers in the US and internationally. You will operate on the critical path of all our lending products, and have a direct impact on the success of the business. You will work primarily on our backend systems (which include Ruby on Rails and Kotlin).
You Will
- Help deliver major initiatives to expand access to credit for our sellers.
- Help us build the future of our servicing platform.
- Provide technical leadership and direction to the team, ensuring that engineering best practices are followed.
- Lead and participate in critical technical, design, and product discussions with leaders across our various product, data science, operations, and engineering teams.
- Oversee the success of your team's projects and deliver quantifiable results.
- Learn and understand multiple complex financial instruments to model commonalities between them.
You Have
Technologies We Use and Teach
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.
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