What are the responsibilities and job description for the Wealth Advisor position at Blue Ridge Bank National Association?
Description
Company Summary
Blue Ridge Bank is extremely proud of its more than a century of customer-based service and looks forward to serving its current and new customers for many years to come, with the attention and service that only a locally owned independent community bank can provide.
At Blue Ridge Bank our purpose is to be a trusted partner OF CHOICE in helping our customers achieve their financial goals and that includes you as well! Our Core values of teamwork, integrity, respect, open communication and honoring our commitments to each other, serve as our compass, driving us forward with purpose. These values guide our actions and shape our culture to deliver on our purpose. They influence our decision-making and define how we interact with one another and our customers.
Position Purpose:
As a Wealth Advisor, you will under limited supervision, meet with customers to determine financial planning goals for the future, to include Estate planning, Investment planning and/or Insurance planning. Develop and implement a financial plan that will best suit each customer. Adhere to established standards of conduct, bank policies, procedures and regulations. Create business and sales opportunities for the bank through active referrals.
Requirements
Responsibilities:
- Ability to listen to a customer’s needs and assess what risk tolerance they may tolerate.
- Conduct seminars to educate and inform co-workers and the community regarding various financial topics.
- Develop professional relationships with other financial advisors, accountants, CPA’s, and attorney’s for referrals to and from the program.
- Ensure that all regulatory requirements are observed and that training is both current and ongoing.
- Maintain an open line of communication. Keep staff and co-workers informed to increase cooperation, avoid conflict and eliminate “surprise” situations.
- Exercise discretion and make sound decisions by reasoning through problems, reviewing alternative solutions and modifying decisions when necessary. Delegate decision making to the appropriate staff when applicable.
- Operate efficiently by effectively working within established specifications, budgets and deadlines to ensure quality and cost effectiveness.
- Provide support by assisting co-workers and other departments and Bay Trust Company with customer needs and requests.
- Represent the Company and provide leadership in key community activities including business, charitable and social organizations.
- Other duties as assigned.
- Create value for the bank and its employees.
- Be a good teammate.
- Live our core values.
Education and Certifications:
- Bachelor’s degree or higher in finance, accounting law, or related business field
- Must have the required state licenses for the selling of Life and Health Insurance, and Annuities.
- Must pass the Series 7 and Series 63 exams.
- The Series 65 exam and certification of CLU, CLFC and CFP desired, but not required.
Skills:
- 5 – 7 years' experience in a similar role or related field
- Must have the ability to recognize the customer needs and to develop opportunities to recommend products and/or services.
- Exhibit strong managerial and leadership skills, to include, but not limited to, imagination, vision, initiative and integrity.
- Demonstrate an excellent working knowledge of compliance with all state and federal laws concerning financial planning, as well as banking functions, policies and procedures.
- Must have good verbal and written communication skills, good interpersonal and supervisory skills, and the ability to effectively interact with senior management, Board of Directors, employees, co-workers and customers on a consistent basis.
- Highly motivated and detail-oriented individual
- Knowledge of computers relevant to Microsoft Office Suites (e.g., Word, Excel, Outlook) and industry related software
Abilities:
- Knowledge of compliance with all state and federal laws concerning financial planning, as well as banking functions, policies and procedures.
- Ability to learn bank programmed software.
