What are the responsibilities and job description for the Banking Products Analyst position at Bradesco Bank?
Only candidates with US Work Authorization will be considered.
The Product Management team at Bradesco is responsible for managing the life cycle of the Banking Products suite, including Checking, Savings, Money Market, Certificate of Deposit, Credit and Debit Cards for multiple segments. The team defines product strategies, parameters, evaluates new opportunities, and focuses on driving profit and market share growth.
Position Overview: The Banking Products Analyst will support the Banking Products Strategy and Pricing Lead in the development and management of banking products. This role involves assisting with product parameters set up, account testing, pricing management, and analytics. The ideal candidate will collaborate with various teams and contribute to the overall success of the product suite.
Key Responsibilities:
- Assist in the development and enhancement of banking products, including gathering requirements, creating product specifications, and working with cross-functional teams to ensure successful product launches/updates
- Configure and maintain product parameters in banking systems. This involves setting up interest rates, fees, and other product attributes to ensure they align with business requirements and regulatory standards
- Support testing and quality assurance activities to ensure new banking products and system changes meet the required standards. This includes creating test cases, executing tests, and documenting results.
- Implement changes to product rates, such as interest rates and fees. This involves coordinating with relevant departments to ensure accurate and timely updates in the system
- Conduct research to understand market trends, customer needs, and competitor strategies
- Collect and analyze data related to product performance, and support with regular reporting to ensure products are meeting goals
- Help prepare materials and provide training to other team members for product enhancements and launches
- Identify and implement process improvements to increase efficiency and effectiveness in product management
- Role may include other responsibilities as assigned by the Banking Product Strategy & Pricing Lead
Risk Management:
- Comply with Bradesco Bank Credit and Compliance/BSA policies
Competencies, Skills, and Qualifications
- 2-4 years of experience in banking, financial services, product management, or related field
- Basic understanding of key revenue and expense drivers and financial planning
- Experience with analytics and data-driven decision-making
- Ability to manage multiple projects simultaneously in a fast-paced environment
- Strong communication and presentation skills, both verbal and written
- Detail-oriented and results-driven with motivation for continuous improvement
Required Registrations or Certifications: Bachelor's degree: professional business/finance/economics degree or qualification
Language Skills: Excellent Written/Verbal skills in English, Spanish and Portuguese (nice to have)
Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions
Equal Opportunity/Affirmative Action Employer, M/F/V/D
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