Commercial Credit Analyst

Summary of Basic Function :

Responsible for providing analytical and documentation services relating to commercial lending activities, analyzing financial statements and other relevant data and making recommendations on customer credit worthiness.

Essential Duties and Responsibilities :

• Analyze customer financial data, perform credit and trend analysis.
• Ability to work on basic credits involving business entities and individuals with transactions primarily consisting of commercial real estate and C&I credits.
• Ability to demonstrate basic understanding of commercial loan documents, as well as sales agreements, leases and other materials related to accurately underwriting a loan request.
• Research and analyze all relevant financial, industry, management and collateral information on new credit applications, as well as ACH and RDC applications and borrowing base calculations. May also work on reviews of existing credit facilities and renewals of lines of credit, as needed.
• Prepare credit summaries for presentation to appropriate approval authorities within the Bank.
• Review, update, and maintain existing loan files to assure that current financial statements and any other relevant information is accurately documented and contained within the credit file.
• Utilize software to spread customer financial information to facilitate assessment of financial capacity.
• Complete required compliance training as assigned on a timely basis.
• Furnish accurate and timely recommendations to Loan Officers and Management.
• Ensure compliance with all aspects of the loan process.
• Additional tasks and responsibilities may be assigned based on business need.

Knowledge, Skills, Abilities and Requirements :

Physical Demands and Work Environment :

Benefits

At Brentwood Bank, we know that great people make a great organization. We value our people and offer our employees a broad range of benefits to support wellness for individuals and families.

Our People and Culture

Brentwood Bank is committed to a diverse, equitable, and inclusive culture that empowers our people to contribute their unique ideas and perspectives to make a difference. Brentwood Bank creates a strong relationship within the communities we serve and will continue to contribute our time, talent, and financial support to improve the areas where we live and work. Here, you will work alongside company leaders and industry pioneers who have proven experience and are committed to continuous innovation. Employees feel valued in all aspects of their lives, including both their professional and personal aspirations. We are looking to hire the best and brightest to help us continue to evolve and drive superior services.

Professional Development

From entry-level employees to senior leaders, we believe there is always room to learn. We offer opportunities to build new skills, take on leadership opportunities, and grow connect through mentorship. From on-the-job training to formal development programs, our professionals have a variety of opportunities to continue to grow throughout their career.

Brentwood Bank is an EOE AA M / F / Vet / Disability Employer