Credit Risk Manager - VP - Leveraged Finance

VP Credit Risk Manager - International Bank

Essential Functions (1) Active portfolio management of designated customers

• Responsible for credit exposure to a portfolio of middle market borrowers

• Identify the potential credit deterioration of individual companies in the portfolio and maintain timely and accurate risk ratings

• Staying current on changes and potential changes in the sector and regulatory developments is an important part of your job

• Additional responsibilities will include presentations to senior executives, discussions with internal auditors and external regulators.

• Advise junior team members, providing quality control for credit applications and/or approval memos.

• Participate in and contribute to special assignments and projects as required.

• Work with the business line to identify and mitigate structural and other risks in prospective transactions.

• Evaluate credit opportunities along with the business line and perform detailed credit analysis taking into consideration industry, business, legal and financial risks, and make recommendations to management operate.

• Provide structuring input and make recommendations on credit requests based on fundamental analysis and maintain a comprehensive knowledge on individual companies and the industries in which they operate.

• Advise the Business Line on credit risk issues/terms and conditions to create the best possible transaction, focusing on the risk/return dynamic and on minimizing potential credit costs. (3) Policy Compliance

Experience

• 7 years of work experience in credit and risk related functions with a minimum of 4 years of experience in analyzing middle market leveraged transactions is required

• In depth knowledge of corporate credit analysis, loan structures/documentation and credit and risk management issues is critical.

• Understanding of the issues related to the regulatory environment (FRB, OCC, FDIC).