Loan Workout Specialist - VP

Senior Loan Workout Specialist – Vice President (Dallas, TX)

Are you a seasoned finance professional with a strong background in loan workout and credit risk management? If you have the expertise to manage distressed loan portfolios and negotiate complex restructuring strategies, we have an exciting opportunity for you in Dallas, TX.

We are currently seeking a Senior Loan Workout Specialist to join a prestigious financial institution. In this pivotal role, you will be responsible for overseeing and resolving distressed corporate credits, leveraging your analytical and negotiation skills to maximize recoveries and minimize losses. This is an excellent opportunity to work on complex, high-profile projects within a collaborative and dynamic environment.

Key Responsibilities:

• Manage and resolve an assigned portfolio of distressed corporate loans, including complex, multi-bank syndicated credits.
• Conduct detailed financial statement analysis, including cash flow modeling, corporate valuations, and KPI assessments to determine repayment abilities and workout strategies.
• Lead negotiations with borrowers, creditors, legal teams, and external parties to restructure loans and optimize loan recoveries.
• Develop and implement strategic action plans to address underperforming credits, including potential liquidations, loan sales, or refinancing.
• Represent the organization on steering committees and in complex negotiations, ensuring the company’s interests are protected while maintaining strong stakeholder relationships.
• Prepare detailed reports on portfolio performance, borrower ratings, and regulatory updates, providing recommendations to senior management.
• Mentor and provide guidance to junior team members, fostering their development and growth within the organization.

Qualifications:

• Bachelor’s degree in Business Administration, Finance, Accounting, or a related field (MBA preferred).
• At least 7 years of experience in wholesale banking, loan workouts, credit risk management, or turnaround consulting.
• Strong background in analyzing financial statements, loan documentation, and structuring loan workouts.
• Proven track record in managing complex, distressed credit portfolios and leading restructuring efforts.
• Excellent negotiation skills, with the ability to work effectively with internal teams, legal counsel, and external stakeholders.
• Strong analytical skills, with proficiency in financial analysis tools such as Bloomberg, Moody’s, and Excel.
• Ability to work independently and under pressure, managing competing priorities and ensuring timely resolution of distressed credits.

Why Apply?

• Competitive base salary range of $140K - $200K, depending on experience.
• Discretionary performance-based bonuses and comprehensive benefits package.
• A collaborative, growth-oriented work environment that supports both personal and professional development.

If you are ready to take on a challenging and rewarding role that will allow you to showcase your expertise in distressed asset management, apply today! This is an exceptional opportunity to work with a leading financial institution and make a meaningful impact on high-profile credit portfolios.

Apply Now!