What are the responsibilities and job description for the VP Credit Risk Manager position at Broadgate?
Credit Officer – Diversified Industrials Portfolio
Broadgate are working with an International Bank who are are seeking an experienced Credit Officer to manage the Diversified Industrials portfolio, covering sectors such as Automotive, Aerospace & Defense, Building Products, Business Services, Capital Goods, Chemicals, Leisure, Pulp & Paper, Packaging, and Transportation. This role involves active portfolio management, credit risk assessment, and strategic collaboration with business lines to drive sound credit decisions.
Key Responsibilities:
Portfolio & Credit Risk Management
- Oversee the credit risk of assigned customers, ensuring sound portfolio management.
- Conduct in-depth credit analysis, determine accurate internal and regulatory ratings, and recommend timely rating actions.
- Lead or contribute to the preparation of comprehensive credit applications, assessing industry, business, legal, and financial risks.
- Engage with business lines to balance portfolio growth with risk management best practices.
- Independently coordinate and communicate critical account information across business, product, and credit divisions.
- Perform due diligence and periodic credit reviews to ensure ongoing risk monitoring.
- Ensure full compliance with regulatory and internal policy requirements.
- Mentor and support junior analysts and associates in the credit risk management process.
Deal Structuring & Transaction Support
- Work closely with business lines and product groups to identify and evaluate potential transactions.
- Assess structural risks in proposed deals and recommend mitigants to align with risk policies.
- Advise account officers on credit terms and risk considerations to optimize deal structures.
- Independently liaise with the credit division, providing comprehensive analysis for decision-making with minimal oversight.
Preferred Qualifications:
- 5 years of experience in credit risk management, underwriting, or portfolio management within financial institutions, with exposure to Industrial subsectors.
- Strong expertise in corporate credit analysis, risk assessment, and leveraged loan underwriting.
- Proficiency in financial modeling to evaluate customer repayment capacity.
- Deep understanding of loan documentation, structural risks, and corporate finance.
