Demo
Salary Resume Critique Job Openings

Credit Analyst

BTC Bank
Chillicothe, MO Full Time
POSTED ON 1/22/2025
AVAILABLE BEFORE 4/10/2025

Job Description

Job Description

About BTC Bank

BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends and neighbors with courteous, professional banking services maintains its standard of excellence today. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.

Work Location : This position will be based at our Chillicothe, MO location.

Hours : 40 hours per week, including Saturday rotation

Job Purpose : Evaluates the financial condition of individuals and businesses applying for credit with the financial institution. Prepares spreadsheets, reports, summaries and opinions for institution officers on new, renewal, and existing loans.

Duties and Responsibilities :

  • Responsible for analyzing and monitoring the credit worthiness of the bank’s customers. Analyzes financial statements, tax returns and bank references to evaluate the financial condition of the individuals and businesses applying for credit with the bank.
  • Obtains loan request information from agricultural lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan.
  • Researches background documentation and reviews personal and business financial statements and tax returns. Analyzes financial information and prepares the preliminary analysis for the lender.
  • Request and obtains financial statements on existing borrowers.
  • Reviews and prepares written analysis, spreadsheets, reports, summaries and opinions. Prepares or assists in the preparation of loan memorandum for presentation to lenders and / or loan committees.
  • Reviews loan files to ensure the completeness of the file and that all collateral has been secured properly.
  • Assists lenders with calls on past-due loans as assigned by senior management with the bank’s loan portfolio.
  • Updates collateral values, as needed on delinquent loans.
  • Follows all applicable laws and regulations.

Qualifications :

  • Bachelor’s degree in Accounting and / or Agriculture.
  • Three to five years related experience and / or training; or the equivalent combination of education and experience.
  • Excellent financial analytical skills with sound judgment and decision making abilities.
  • Advanced knowledge of commercial, agricultural, construction, real estate and consumer loan processing.

    • Physical Requirements :

  • Manual dexterity, the ability to lift files and open filing cabinets.
  • Bending, stooping or standing as necessary.
  • Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and / or quantitative productivity standards.
  • Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards.
  • Must be able to communicate effectively with others.

    • EOE / Veterans / Disabled

    To learn more about BTC Bank visit www.btcbank.bank

    If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
    Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

    What is the career path for a Credit Analyst?

    Sign up to receive alerts about other jobs on the Credit Analyst career path by checking the boxes next to the positions that interest you.
    Income Estimation: 
    $64,739 - $83,222
    Income Estimation: 
    $80,393 - $105,387
    Income Estimation: 
    $42,296 - $57,771
    Income Estimation: 
    $110,590 - $160,649
    Income Estimation: 
    $64,739 - $83,222
    Income Estimation: 
    $80,393 - $105,387
    Income Estimation: 
    $55,136 - $69,224
    Income Estimation: 
    $64,739 - $83,222
    Income Estimation: 
    $80,393 - $105,387
    Income Estimation: 
    $110,590 - $160,649
    Employees: Get a Salary Increase
    View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

    Job openings at BTC Bank

    Loan Officer
    BTC Bank
    Hired Organization Address Buffalo, MO Full Time
    Job Description Job Description About BTC Bank BTC Bank is a community bank founded on the traditional values of persona...
    Customer Service Representative
    BTC Bank
    Hired Organization Address Sedalia, MO Full Time
    About BTC Bank BTC Bank is a community bank founded on the traditional values of personal customer service and. Our cont...
    Part-Time Customer Service Representative
    BTC Bank
    Hired Organization Address Cameron, MO Part Time
    BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of ...
    Branch Manager and Loan Officer
    BTC Bank
    Hired Organization Address Chillicothe, MO Full Time
    About BTC Bank BTC Bank is a community bank founded on the traditional values of personal customer service. Our continue...
    View More Jobs at BTC Bank

    Not the job you're looking for? Here are some other Credit Analyst jobs in the Chillicothe, MO area that may be a better fit.

    Credit Analyst III

    First State Community Bank, Missouri, MO

    Sr. Credit Analyst

    Berlin Packaging LLC, Liberty, MO

    View More Jobs

    AI Assistant is available now!

    Feel free to start your new journey!