What are the responsibilities and job description for the Mortgage Loan Closer position at Cadence Bank?
What The Role Is
Under general supervision, the Mortgage Loan Closer is responsible for organizing and facilitating
loan closings approved by a Cadence Bank Mortgage Underwriter.
How You Will Make An Impact
- Assemble,review and compile closing documents for funding
- Coordinate the loan closing with the selected title company or closing agent for each specific purchase or refinance transaction
- Ensure that the compliance standards set forth by agency/investor/regulatory guidelines are met for each transaction
- Compare Loan Estimate and Closing Disclosure for consummation of closing transaction
- Authorizing wire transfers to properly fund mortgage loan closings
- Satisfy any outstanding closing conditions per lender requirements
Who You Are
- Mortgage and/or loan closing experience of 3 years required
- Thorough understanding of Portfolio and Agency closing guidelines, including but not limited to FHA, VA, FNMA and USDA
- Ability to manage a closing pipeline, meet strict time deadlines and work independently under pressure
- Detail oriented and able to follow set guidelines
- Excellent written and verbal communication skills
Characteristics
- Regular and reliable attendance.
- Works cooperatively with others.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.
The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.
Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
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Experience
Required- Mortgage and/or loan closing experience of 3 years required Thorough understanding of Portfolio and Agency closing guidelines, including but not limited to FHA, VA, FNMA and USDA Ability to manage a closing pipeline, meet strict time deadlines and work independently under pressure Detail oriented and able to follow set guidelines Excellent written and verbal communication skills
Education
Required- High School or better
- Bachelors or better in Finance or related field
Behaviors
Required- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Motivations
Required- Self-Starter: Inspired to perform without outside help
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
