What are the responsibilities and job description for the Relationship Manager Assistant I position at Cadence Bank?
What The Role Is
The position is a key component to the Business Banking model and may serve as liaison between RM and customer. The RMA is involved in all lending and depository aspects of the relationship, in addition to coordinating relationships with other Lines of Businesses and/or subsidiaries. RMA will coordinate processes and documentation pertinent to the relationship in a fashion which complies with regulatory and bank policies.
How You Will Make An Impact
Qualifications
Education
Required
High School or better
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
The position is a key component to the Business Banking model and may serve as liaison between RM and customer. The RMA is involved in all lending and depository aspects of the relationship, in addition to coordinating relationships with other Lines of Businesses and/or subsidiaries. RMA will coordinate processes and documentation pertinent to the relationship in a fashion which complies with regulatory and bank policies.
How You Will Make An Impact
- Prepare and review all account documentation pertinent to loans.
- Review loan files to ensure the completeness of the file, and that all collateral has been properly secured
- Maintain and clear all CIP, credit, insurance and policy exceptions
- Maintain and prepare future maturities
- Open/Close DDA, Savings and TD accounts – complete customer transactions
- File maintenance – address changes, CIP updates, check/check card orders, transfers, wires, etc.
- Coordinate loan renewal efforts
- Fee refunds as approved by RM
- Discover and communicate cross sell opportunities
- Assist with community outreach and business development activities
- Enter loan applications in ACTion with direction from RM
- Process invoices and expense reports
- Cover phone calls and customer meetings as necessary and keep manager informed of all activities within department
- Set appointments for Loan Officers as needed
- Promote the bank’s products and services
- Build and maintain positive relations with all customers, potential customers and co-workers
- Perform as a team member in allocating and coordinating the work flow
- Contribute to the fulfillment of department and company objectives and goals
- Comply with all department and company policies, procedures and regulations
- Remain current on all pertinent consumer lending and other financial institution-related laws and regulations
- Interaction with others is limited to their own team, with little-to-no requirement for internal or external contact
- Accountable for mostly basic and clerical short-term tasks
- Uses basic judgment.
- Fundamental understanding of support discipline
- Basic understanding of procedures to deliver basic technical, administrative, or operative tasks
- Stable job history
- Exceptional verbal, organizational and interpersonal skills
- Ability to write reports and correspondence
- Ability to read and comprehend documents
- Ability to calculate basic financial figures and amounts
- Proficient in computer skills and knowledge of word processing, spreadsheet, internet, e-mail, database, presentation, and project software (Microsoft Office)
- Professional appearance and demeanor
- Ability to complete detailed work
- Ability to enter data correctly using keyboard, typewriter and calculator
- Ability to operate general office equipment
- Ability to define problems, collect data, establish facts, and draw valid conclusions
- High school diploma or equivalent
- Bachelor’s degree (B.A.); or 0 - 1 years related experience and/or training
- Regular and reliable attendance
- Works cooperatively with others
Qualifications
Education
Required
High School or better
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
