What are the responsibilities and job description for the Relationship Manager III position at Cadence Bank?
What The Role Is
Under general supervision, but in accordance with established lending policies and procedures, receives and reviews the commercial banking needs for Corporate Clients with annual revenues preferably in the range of $25 million to $1 billion.
How You Will Make An Impact
Solicits business from potential and existing customers (outside and inside bank location) to include loans, deposits, treasury management, foreign exchange, and rate risk management.
Interviews commercial applicants and processes loan requests.
Analyzes applicant's financial status and credit to determine feasibility of granting loan.
Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
Maintains and grows client relationships.
Manages a portfolio of commercial loans.
May have to work through stressed credit situations with clients.
Provides and maintains a professional, business-like atmosphere within the banking division.
Represents the financial institution in public relations activities and community affairs.
Periodically aids in project related opportunities in the corporate bank.
Has the ability to become a trusted advisor to clients.
Mitigates risk for the Company and the Client.
Who You Are
Excellent interpersonal and customer service skills.
Sales oriented.
Strong desire to be part of a winning team that is growing our presence in Texas.
Education
Bachelor's degree in accounting or finance with a minimum of 9 hours of accounting.
Experience
A minimum of 6 - 8 years experience in a financial institution as a commercial lender.
Knowledgeable of laws and regulations applicable to lending practices.
Proven history of developing new business and successfully managing a portfolio.
Characteristics
Regular and reliable attendance.
Works cooperatively with others.
Strong Interpersonal skills
Excellent foundation in commercial credit
Ability to present opportunities clearly and concisely to a credit executive or a credit committee.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.
