What are the responsibilities and job description for the Relationship Manager IV position at Cadence Bank?
What The Role Is
Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.
How You Will Make An Impact
- Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
- Interviews commercial applicants and processes loan applications.
- Analyzes applicant's financial status and credit to determine feasibility of granting loan.
- Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
- Approves loans that meet established lending criteria and are within approved lending limits.
- Maintains customer relationships.
- Manages a portfolio of consumer and commercial loans (primarily commercial).
- May coordinate some collection efforts.
- Provides and maintains a professional, business-like atmosphere within the banking division.
- Represents the financial institution in public relations activities and community affairs.
Who You Are
- Excellent interpersonal and customer service skills.
- Sales oriented.
- Bachelor's degree or equivalent work experience.
- Knowledgeable laws and regulations applicable to lending practices.
- Minimum of 8 - 10 years experience in a financial institution as a commercial lender.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.
Behaviors
Education
High School (required)
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.
