UNDERWRITING MANAGER

We’re looking for an experienced Underwriting Manager with experience in the Automotive Lending space to lead our team and enhance processes that drive operational efficiency and customer satisfaction in the automotive industry. 

At InnoFi Auto Finance, you will join our dynamic startup, where we are redefining the car-buying experience by providing customers personalized financing solutions. As we rapidly expand, we are looking for passionate, driven individuals who are eager to make an impact and grow with us. If you're excited about working in a fast-paced, entrepreneurial environment and contributing to cutting-edge solutions in auto finance, we'd love to have you on our team! 

What You’ll Do: 

• Optimize Operations: Develop key underwriting guidelines, policies & processes to provide seamless lending solutions for our customers.
• Enhance Processes: Monitor and enhance operational processes to align with company standards and quality goals.
• Refine Criteria: Continuously refine underwriting criteria to improve efficiency, reduce errors, and increase customer satisfaction.
• Collaborate Strategically: Work with senior management to identify and implement strategies that boost operational efficiency and effectiveness.
• Lead and Mentor: Hire, manage and mentor a team of underwriters, fostering a culture of accuracy, accountability, and continuous improvement.
• Oversee Tools and Software: Identify & manage all underwriting tools and software, maintaining strong vendor relationships to ensure smooth operations and identify enhancement opportunities.
• Ensure Compliance: Ensure all underwriting activities adhere to applicable laws, regulations, and company policies by regularly reviewing operational risk factors and adjusting standards as needed.
• Relationship Building: Create and maintain strong working relationships with internal and external stakeholders, i.e., sales, marketing, claims, legal, regulatory & reinsurance to ensure compliance and effective collaboration.  

What You Bring: 

• Experience: 5  years in a lending underwriting capacity, with 1-3 years in a supervisory role.
• Education: Bachelor Degree in Finance, Accounting, Economics, Risk Management or other related field preferred.  
• Exceptional analytical thinking and problem solving skills to assess complex and diverse data, identify patterns and trends and make sound business decisions
• Ability to communicate clearly and persuasively (written and verbally) with different audiences 
• Demonstrated ability to build and maintain strong working relationships
• Leadership: Demonstrated ability to manage and motivate a team effectively.
• Tech-Savvy: Ability to identify, implement and manage underwriting software solutions, as well as Microsoft Office Suite or related programs. Must be able to stay abreast of the latest industry trends and innovations
• Work Ethic: High integrity, outstanding work ethic, and a drive to exceed expectations.