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If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place.

Get to know us:

• We’re your local community bank—and have been since 1875—that is committed to providing excellent customer service and giving back to our communities.

• We foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard.

• Our highly engaged employees are rewarded for their performance and have ample opportunities for cross-training and advancement within the organization.

• We’ve been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well-being.​

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Position Summary: 

Under the direction of the Commercial Administration Manager the Commercial Portfolio Manager I partners with designated Commercial Banking Officers and Directors of Commercial Banking to successfully manage and maintain commercial loan relationships. The Portfolio Manager I applies their underwriting skills to ensure adherence to loan policy, financial analysis, risk evaluation and continued portfolio maintenance activities for an assigned portfolio of commercial loan customers. The Portfolio Manager I, will also work directly with commercial loan customers and prospects often as the primary contact through the loan origination process, solving issues as they arise and any other customer requests as needed.

Essential Duties and Responsibilities: 

• Monitor the performance of existing commercial customers within an assigned portfolio to ensure compliance with covenants, financial condition and risk rating.

• Discuss any perceived weakness or potential credit problems with the Banking Officer, Director of Commercial Banking and/or other appropriate parties.

• Independently request and follows up in a timely manner the borrowers’ submission of financial information on a monthly, quarterly or annual basis as it applies.

• Analyze work to conform to regulatory guidelines and Bank policies.  Ensure compliance with applicable regulations including, but not limited to, Reg B and HMDA.

• Assist the Commercial Banking Officers with more advanced transactions including preparing loan requests for the underwriting process.

• Assist commercial banking officers with preparation for loan closings; reviews loan documentation, ensures closing conditions are satisfied,  coordinates the closing, attends the loan closing, creates post-closing memos and any follow-up items with attorney as necessary..

• Prepare term sheets and commitment letters in accordance with the approval document.

• Assist with any renewals or modifications to existing loans within the assigned portfolio.

• Work directly with customers and Commercial Banking Officers on construction disbursement requests ensuring required documentation is obtained.

• Perform routine, thorough annual reviews of relationships in an assigned loan portfolio to ensure accurate risk grades and data integrity at all times.

• Perform site inspections as required.

• Train new team members as needed.

Basic Qualifications: 

• 1-2 years of commercial underwriting experience with the capacity to evaluate strengths and weaknesses of a wide variety of credit facilities

• Knowledge of commercial banking products including but not limited to construction lending, asset based lines of credit and letters of credit

Preferred Qualifications:

• Extensive knowledge of commercial lending policy including all applicable regulations and laws

• 3 years of commercial banking experience

• Bachelor’s degree (B.A.) from a four year college or university

Skills and Abilities:

• Ability to think critically and approach challenges and issues with a problem solving mindset

• Strong collaboration skills to effectively work with groups or individuals across the organization to effectively manage commercial relationships

• Perform functions of the role with minimal oversight and minimal supervisory intervention

• Ability to work independently and as part of a team

• Strong written and verbal communication skills

• Efficient time management skills

• Excellent organization skills  and attention to detail

• Comfortable in customer contact situations

• Proactively and creatively takes initiative to meet commercial group goals

Supervisory Skills: 

• This position does not have an supervisory responsibilities

Career Path and Job Family: 

• Commercial Banking Officer

• Credit Administration

The statements contained herein reflect general details as necessary to describe the principle functions for this job, the level of knowledge and skill typically required, and the scope of responsibility, but should not be considered an all-inclusive listing of work requirements.  Individuals may perform other duties as assigned, including work in other functional areas to cover absences or to equalize peak work periods to balance workloads.

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Our comprehensive total rewards package offers something for everyone!

• Robust medical, dental, and vision insurance packages
• Generous time off, including paid federal holidays and paid day off for your birthday
• 401(k) retirement savings plan
• Tuition reimbursement, professional development, and career growth opportunities
• Employee assistance program
• Comprehensive wellness program

Pursue a career at Camden National Bank and apply today.  We can't wait to hear from you!

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We are guided and inspired by our Core Values:

• Honest and Integrity above all else
• Trust built on fairness
• Service that creates remarkable experiences
• Responsibility to use our resources for the greater good
• Excellence through hard work and lifelong learning
• Diversity realized through inclusion and respect

Equal Opportunity Employer

Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.

Learn more about why employees love working at Camden National Bank!​