Compliance Officer

Campco Federal Credit Union (CFCU) was founded in 1971 by 10 members as Campco School Employees Federal Credit Union. As of 2024, CFCU has grown to over $215 million in assets, with approximately 20,000 members, serving 18 counties across Wyoming and South Dakota.

Additionally, CFCU is currently building a permanent branch in Sheridan, with an expected opening in spring 2025.At CFCU, we value people over profits. This belief is reflected in our conviction that success for our members begins with success for our team. We’re committed to creating a work culture that prioritizes the well-being of our staff by fostering purpose, ambition, and professional development. We offer competitive wages, an extensive benefits package, and opportunities for career growth and education. Along the way, we celebrate our team’s success with recognition and rewards for outstanding performance and milestone achievements.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Functions in capacity as Bank Secrecy Act (BSA) officer

2. Maintain a high degree of knowledge of appropriate BSA/AML/OFAC and USA PATRIOT Act related to laws and regulations. Identifies and reviews laws and regulations that impact the credit union’s compliance requirements such as Bank Secrecy Act, Patriot Act, OFAC, and other regulator or legal changes. Distributes pertinent information to appropriate department heads with areas to consider evaluating.

3. On an on-going basis, review laws and regulations that impact the credit unions compliance requirements, with emphasis on Bank Secrecy Act, Patriot Action, and OFAC.

4. Identify and report unusual or suspicious activities in compliance with the BSA/Anti-Money Laundering Act. File Currency Transaction Reports promptly and ensure all regulatory reports are queued, filed, and completed on time.

5. Ensure the Executive Team are kept fully informed of the conditions and operations of the Credit Union as it relates to compliance matters and important factors influencing those.

6. Maintains Credit Union’s policy and procedure management system. Ensure that the Credit Union is in compliance with federal laws and regulations set forth by the National Credit Union Administration and other regulatory agencies. These procedures may include fraud, collections, BSA, and other compliance initiatives. Will assist in developing and reviewing all other policies and procedures.

7. Ensures that changes in policy and procedures are clearly communicated to impacted management, departments, or the credit union. Follows up to ensure new procedures are understood and implemented.

8. Maintains expertise in the fraud/anti-money laundering program, including assessing current and emerging high-risk transactional activities. This includes 314(b) Voluntary Information Sharing.

9. Review file maintenance reports as scheduled according to procedures and regulations, including but not limited to:

a. Share/Loan dividend/rate changes

b. Dormant Account Activity

c. Adverse Action Compliance

d. Maintenance Files

e. Business Account

f. New Account

g. Employee Credit Card

h. Loan Files

10. Supports Credit Union departments for compliance, and follow-up on corrective actions to avoid future compliance problems.

11. Work with auditors/examiners to obtain records as needed.

12. Assists in regulatory and compliance training for all employees, management, Board, and Supervisory committee members.

13. Conducted thorough reviews of member and business accounts to identify high-risk profiles and monitor monthly.

14. Responsible for researching compliance with new and existing regulation training.

15. Perform other tasks and duties as assigned.

16. Adhere to all Federal and State laws and regulations applicable to the credit union, including the Bank Secrecy Act and OFAC.

Note: The list of essential functions is not to be construed as exclusive, exhaustive, or all-inclusive. Other duties may be required, assigned, or supplemented as necessary on occasion.

ADDITIONAL DUTIES AND RESPONSIBILITIES

• Represents the Credit Union to the members in a courteous and professional manner and provides prompt, efficient and accurate service in the processing of transactions.
• May participate in the credit union’s long and short-term strategic planning.
• Assist Supervisory Auditor and Federal Examiner.
• Attend meetings and training seminars as assigned or requested.
• Accomplishes all tasks as appropriately assigned or requested.

Supervisory Responsibilities:

Carries out supervisory responsibilities in accordance with the Credit Union’s policies and applicable laws. Responsibilities include training lending staff; interviewing, hiring, planning, assigning, directing work, appraising performance, rewarding and disciplining employees. Address complaints and resolve problems.

Requirements

QUALIFICATIONS

Experience, Competencies and Education

• Minimum five years’ experience in credit union operations
• Experience relating to credit union compliance and internal controls required.
• Prior experience as a credit union BSA officer preferred.
• NCCO, CUCE, NCBSO, NCRM, or similar compliance certifications a plus.
• Bachelor’s degree in business, finance, accounting, or another related field preferred.

Job Knowledge, Skills & Abilities:

a. Must be proficient in MS Word, Excel, and other Microsoft programs.
b. Excellent verbal and written communication skills required
c. Ability to effectively present information and respond to questions from staff, managers, clients, members and the general public
d. Ability to read & interpret P&P manuals, NCUA Rules & Regulations, and any Federal Regulation related to job responsibilities
e. Excellent basic mathematical skills required (addition, subtraction, division, multiplication using whole numbers, fractions and decimals)
f. Must be proficient at accurately counting currency
g. Ability to process work with accuracy
h. Ability to perform multiple tasks simultaneously
i. Strong organizational skills
j. Proficient problem solving and reasoning ability

Certification/Licensure Required

State issued valid driver’s license (or state with reciprocity) and current automobile insurance meeting State of Wyoming minimum limits.

AMERICANS WITH DISABILITY SPECIFICATIONS

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

WORK ENVIRONMENT

Fast-paced general office environment. Some stress may occur. The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Will be required to occasionally drive and travel by automobile while conducting business relating to credit union operations; or to attend various training, conferences and seminars, and may be exposed to changing weather conditions.

The noise level in the work environment is usually moderate.

Disclaimer:

The duties listed above are intended only as illustrations of the various types of work that may be performed. The omission of specific statements of duties does not exclude them from the position if the work is similar, related, or a logical assignment to the position.

The job description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the job change.

Employees of Campco FCU are employed on an “at-will” basis, and in no way does this job description alter the employment at-will relationship between employer and employee.

All employees of Campco Federal Credit Union (this includes full time, part time and temporary) are required to complete training provided by the credit union. BSA (Bank Secrecy Act/Anti Money Laundering), US Patriot Act (Member Identification) and OFAC (Office of Foreign Assets Control) training must be completed before the employee is placed in their position with the credit union. All employees (full time, part time and temporary) are required to complete this training on an annual basis. If the employee refuses to complete the above training requirements, this will be grounds for immediate dismissal.

As part of your compensation package, you will receive the following benefits from your employer:

• Healthcare coverage: Your employer will cover the costs of your health, vision, and dental insurance plans.
• Life and disability insurance: Your employer will provide you with life insurance and short-term and long-term disability insurance policies.
• Retirement savings: After one year of service, your employer will match your 401K contributions up to 7% of your salary.
• Education assistance: You will have the opportunity to apply for tuition reimbursement for courses related to your professional development.
• Paid holidays & sick time
• Two weeks paid vacation (after one year of employment)

Job Type: Full-time

Pay: $50,000.00 - $66,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Retirement plan
• Tuition reimbursement
• Vision insurance

Schedule:

• 8 hour shift

Education:

• Bachelor's (Preferred)

Experience:

• BSA Compliance: 5 years (Preferred)

Ability to Relocate:

• Gillette, WY 82718: Relocate before starting work (Preferred)

Work Location: In person

Salary : $50,000 - $66,000