What are the responsibilities and job description for the Mortgage Loan Originator position at Capital Mortgage Services of Texas?
Job Requisition: Mortgage Loan Originator
Location: Lubbock, Texas
Salary: Dependent on Experience
Position Overview:
We are seeking a motivated and customer-focused Mortgage Loan Originator to join our team in Lubbock, Texas. The Mortgage Loan Originator will assist with retention and servicing calls, guiding clients through the mortgage loan process, and ensuring a smooth and positive experience. The right candidate will receive the training and support needed to become licensed as a Mortgage Loan Originator, providing ample growth opportunities within the company.
Key Responsibilities:
- Work with potential borrowers to assess their financial situation and recommend suitable loan products.
- Guide clients through the loan application process, including gathering required documentation and answering questions.
- Assist with retention and servicing calls to current clients while addressing inquiries.
- Ensure timely follow-ups with leads and clients, building and maintaining strong relationships.
- Present loan products, explain loan terms, and ensure clients are well-informed about their mortgage options.
- Assist clients with pre-qualification and loan applications, submitting complete loan packages for processing.
- Communicate with borrowers, underwriters, processors, and closers to facilitate the loan approval process.
- Maintain accurate and up-to-date records in the mortgage loan management system.
- Provide exceptional customer service, ensuring a positive experience throughout the mortgage process.
- Participate in ongoing training to improve product knowledge, industry regulations, and sales techniques.
Qualifications:
- Mortgage Origination experience preferred; however, we are willing to train the right candidate.
- Strong customer service skills with a professional, approachable demeanor.
- Excellent communication skills, both written and verbal, with the ability to explain complex information clearly.
- Ability to work independently and manage multiple tasks effectively in a fast-paced environment.
- Basic understanding of financial concepts and the ability to learn about mortgage products and services.
- Self-motivated with a strong desire to help clients and succeed in a commission-based environment.
- Strong organizational skills and attention to detail.
- Ability to handle sensitive and confidential information with integrity.
Education/Certifications:
- High School diploma or equivalent required
- The right candidate will receive training and support to become licensed as a Mortgage Loan Originator.
Benefits:
- Competitive salary based on experience.
- Comprehensive benefits package including health, dental, and vision insurance.
- 401(k) retirement plan.
- Paid time off and holidays.
- Career advancement opportunities within the organization.
How to Apply:
Interested candidates should submit their resume to Emily Cyrus, Human Resources Manager, at ecyrus@capitalmort.com detailing their experience and qualifications.
We are an equal opportunity employer and encourage candidates from all backgrounds to apply.
Job Type: Full-time
Pay: $45,000.00 - $55,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Opportunities for advancement
- Paid time off
- Vision insurance
Compensation Package:
- Commission pay
Schedule:
- 8 hour shift
Ability to Commute:
- Lubbock, TX 79413 (Required)
Ability to Relocate:
- Lubbock, TX 79413: Relocate before starting work (Required)
Work Location: In person
Salary : $45,000 - $55,000
