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Distinguished Engineer/Architect - Business Banking, Lending & Capital Markets

Capital One
Richmond, VA Full Time
POSTED ON 3/20/2025 CLOSED ON 4/3/2025

What are the responsibilities and job description for the Distinguished Engineer/Architect - Business Banking, Lending & Capital Markets position at Capital One?

Job Details

Distinguished Engineer/Architect - Business Banking, Lending & Capital Markets

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

About the team: The Business Bank Engineering (BBE) Lending & Capital Markets team is a culture led engineering organization that builds and integrates software for our Commercial Bank. We design and deliver solutions across a diverse technology landscape consisting of a variety of open source technologies, enterprise platforms, and cloud services.

Key responsibilities:
  • Develop and maintain an overall architecture for the domain, in alignment with divisional and enterprise guidelines
  • Look broadly across the domain to ensure consistency in architecture across the domain
  • Collaborate with other domain architects and the divisional architecture team to ensure consistency across multiple domains
  • Identify opportunities for application reuse and consolidation, both within your domain and by providing or consuming capabilities from other domains or lines of business
  • Represent and advocate on behalf of your domain to the larger architecture community, particularly the Divisional Chief Architect and peers in the architecture center of practice
  • Guide the domain architecture team in problem solving activities, ensuring that all voices are heard and understood while driving to timely, realistic solutions
  • Ensure architecture decisions are clearly documented, communicated, and maintained for all initiatives within the domain
  • Promote a culture of engineering excellence and being well-managed, using opportunities to reuse and innersource solutions where possible
  • Effectively communicate with and influence key stakeholders across the domain
  • Lead the way in keeping both the technology and the technologists in the domain up-to-date with modern architecture practices
  • Protect against missed opportunities by providing or soliciting diverse points of view on how to solve our problems


Basic Qualifications:
  • Bachelor's Degree
  • At least 7 years of experience with application architecture and design patterns
  • At least 5 years of experience designing and implementing large-scale, distributed systems
  • At least 3 years of experience in Cloud computing (AWS, Microsoft Azure, Google Cloud)


Preferred Qualifications:
  • Experience with Financial Services technologies, e.g. Capital Markets, Securitization, Commercial Lending
  • Experience implementing vendor applications and integrating with cloud-native applications
  • Master's Degree in Computer Science or a Master's Degree in Software Engineering
  • 10 years of experience of working with business leaders on the implications of architectural decisions
  • 4 years building cloud native architectures, architecting enterprise applications on public cloud platforms and cloud ecosystems (AWS, Google Cloud Platform or Azure)
  • 5 years experience with DevOps or DevSecOps and building CI/CD pipelines using Jenkins, Artifactory, Chef, Ansible, AWS CloudFormation templates, GitHub, and Sonar


Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $263,900 - $301,200 for Distinguished Engineer

New York, NY: $287,800 - $328,500 for Distinguished Engineer

Richmond, VA: $239,900 - $273,800 for Distinguished Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1- or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.

Salary : $239,900 - $273,800

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