What are the responsibilities and job description for the Financial Services Professional position at Cardinal Credit Union Inc?
At Cardinal Credit Union Inc, we are dedicated to providing exceptional financial services to our members. As a Loan Officer, you will play a crucial role in assisting members and potential members with their credit union needs.
Job Description:
The ideal candidate will have six months to two years of experience in a similar or related field, preferably with a college degree. The Loan Officer will be responsible for interviewing and evaluating applicants for routine loans, gathering background information, and analyzing loan applicants' credit history.
Key Responsibilities:
- Assist members and potential members with their credit union needs
- Provide account information by phone or in person
- Open accounts for members, interview, and professionally handle the member's daily needs
- Responsible for interviewing and evaluating applicants for routine loans and processing loan applications
- Gather background information and analyze loan applicant's credit history
- Provide a variety of transaction services to members including loan processing, closing, and disbursal
- Meet minimum performance standards regarding referrals, sales, production, and quality control
Benefits Package:
• Medical, prescription, dental, vision insurance
• Life and long-term disability insurance, employer-paid
• Generous 401(k) plan
• Paid time off and holidays
• Loan discounts
• Tuition reimbursement paid up to 90% per course
• Considerable and substantive internal training on a myriad of banking subjects, member service, professionalism, and best industry practices
