What are the responsibilities and job description for the Loan Officer position at Cardinal Credit Union?
Description
Cardinal is a not-for-profit financial cooperative owned by its members. This means that as a credit union member, you are never a customer, but a full partner and owner. The credit union motto “People Helping People” is demonstrated in every transaction that takes place at Cardinal. We promise each member personalized service and individualized financial attention.
Cardinal strives to create a culture supporting ideas and innovation and offers various opportunities for both personal growth and professional development.
This Loan Officer position floats between our local branches.
Role of Loan Officer:
- Our Loan Officers assist members and potential members with their Credit Union needs.
- Provide account information by phone or in person, as well as information on the full range of credit union products and services.
- Open accounts for members, interview, and professionally handle the member’s daily needs.
- Responsible for interviewing and evaluating applicants for routine loans and processing loan applications.
- Gather background information and analyze loan applicant’s credit history.
- Our Loan Officers provide a variety of transaction services to members including loan processing, closing, and disbursal.
- Meeting minimum performance standards regarding referrals, sales, production, and quality control. Generous incentive program.
Loan Officer Benefits Package:
· Medical, prescription, dental, vision
· Life and long-term disability Insurance, employer paid
· Generous 401(k) plan
· Paid time off and holidays
· Loan discounts
· Tuition reimbursement paid up to 90% per course
· Considerable and substantive internal training on a myriad of banking subjects, member service, professionalism, and best industry practices.
Requirements
Job Requirements:
Loan Officer Experience: Six months to two years of similar or related experience.
Loan Officer Education: College degree preferred
Loan Officer Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature.
Cardinal Credit Union is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment.
We are a non-smoking work environment.
Salary : $48,000 - $58,000
