What are the responsibilities and job description for the AVP (Associate Counsel), Legal position at CardWorks?
AVP (Associate Counsel), LegalAVP (Associate Counsel), Legal Apply locations South Jordan time type Full time posted on Posted 2 Days Ago job requisition id 9447Join our team - and take the next step in achieving a fulfilling career!What We DoAt CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most.Who We AreCardWorks, Inc. is a diversified consumer finance service provider and parent company of CardWorks Servicing, LLC, Merrick Bank, and Carson Smithfield, LLC.The AVP, Associate Counsel, is responsible for a variety of legal matters involving Merrick Bank (the “Bank”) and provides legal advice on behalf of the Bank and its related companies. Expected to have frequent interaction with colleagues in the Legal Organizational Area, across Merrick Bank and be focused on problem solving, interpreting consumer credit laws and regulations, transactional work, contract interpretation, and negotiation.Essential Functions : Responsible for managing or supporting a variety of legal work, which could include regulatory compliance, consumer litigation contracts, transactions, and corporate matters.Interpret and advise on laws and regulations that impact consumer credit and collections.Ensure compliance with all laws and regulations governing activities in which the Bank is engaged.Support functional areas of the Bank with respect to legal issues.Collaborate with other members of the Legal Organizational Area, business leaders, and internal departments to accomplish company objectives.Explain legal requirements to internal clients having a wide range of experience and skill levels.Support projects and initiatives from the legal perspective to identify and mitigate legal risk.Coordinate and communicate with both senior and junior personnel to create awareness of the progress in departmental and organizational activities.Supervise the activities of Bank Legal Department employees.Assist the President and others with compiling information and materials for board meetings.Handle assigned legal matters involving the Bank and coordinate with the Bank President and board of directors as appropriate.All other duties as assigned by authorized Bank or parent company representatives.Compliance with Laws & Regulations : Develop, document, communicate, maintain, and enforce effective control system policies and procedures within your area of oversight.Act in a timely manner to update policies and procedures when changes in operating conditions occur.Comply with all the Bank’s internal control policies and procedures.Understand and comply with all laws and regulations to which the Bank is subject.Communicate problems in operations, noncompliance with the code of conduct, or illegal acts.Education and Experience : Member of the Utah State Bar : licensed and in good standing to practice law in the State of Utah is required.Additional state bar admissions, such as New York, would be a plus.Seven to ten years’ experience in consumer credit (credit card preferred), payments, or other financial services is preferred.Summary of Qualifications : Experience handling general corporate or transactional matters.Experience handling financial institution regulatory matters.Experience drafting, reviewing, and amending contracts.Knowledge of consumer credit and collections laws.Eager to take ownership of projects and to take on additional responsibility.Eager to collaborate with others to get things done efficiently.Creativity in finding ways to accomplish the Bank’s business objectives in compliance with applicable laws and regulations.Ability to strategically evaluate situations and implement solutions.Ability to apply new and unfamiliar laws / regulations efficiently.Execute all tasks timely with appropriate attention to detail and accuracy.Our Employee Value Proposition Competitive Pay, including a Bonus Target or Variable Pay Incentive ProgramBenefits Package - Medical, Dental, and Vision (plus much more)401(k) Plan with Company MatchShort- & Long-Term DisabilityWellness ProgramsGroup Life and AD&D InsurancePaid Vacation, Sick Days, and Bank HolidaysEmployee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service RecognitionWe are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status, or any other legally protected characteristic.CardWorks is a leading credit and payments company and a people-centric, compliance-focused organization enabled by data and technology. Our mission is to delight our clients and customers.With over 35 years of operating history, the CardWorks companies include one of the largest managers and servicers of credit card and installment loan products, a top 20 credit card issuer, and a top 10 merchant acquirer in the US.#J-18808-Ljbffr
