SENIOR CREDIT ANALYST/CREDIT ANALYST

POSITION :

Senior Credit Analyst / Credit Analyst, full-time position located in the Merced Branch office, Merced, CA.

ABOUT YOSEMITE FARM CREDIT :

As a farmer-owned co-op with over 100-year history serving the agriculture community in Stanislaus, Merced, Tuolumne and Mariposa counties, Yosemite Farm Credit has a commitment to our region’s agriculture. The Association currently provides lending services to approximately 5,200 customers with loan volume approximately $4.6 billion. Major commodities financed include dairy and almonds, in addition to irrigated field crops, cattle, wine grapes and walnuts. Yosemite Farm Credit’s culture of collaboration and team values provides a great atmosphere that allows individuals to contribute to its Vision - Helping Our Members Prosper!

JOB RESPONSIBILITIES / DUTIES :

The Credit Analyst is responsible for obtaining, preparing, inputting, and reviewing financial and credit related information; compiling data from credit bureau reports and other sources; performing credit support and completing financial analysis for credit personnel; communicating with members, accountants, title company personnel and other related parties; and coordinating and monitoring the maintenance of accurate loan file documentation and other duties as assigned.

PREFERRED QUALIFICATIONS :

• BA / BS degree in Business Administration or Agricultural Business with concentration in Finance, Accounting or equivalent.
• Prior underwriting experience preferred.
• Must have good analytical and statistical skills to evaluate, prioritize, and categorize data for credit related activities.
• Must have excellent verbal and written communication skills.
• Must have a good understanding of accounting and finance.
• Must have good computer skills and be proficient in Windows, Excel, Word, and Adobe.
• Agricultural knowledge, experience and education are desirable.

GRADE / SALARY / BENEFITS :

Yosemite Farm Credit offers a competitive benefit package that includes, but is not limited to, outstanding vacation / sick time accrual, health, dental, and vision plans, tuition reimbursement, 401k fixed AND company match, corporate fitness program, performance related compensation, volunteer time off and paid holidays.

The Base Salary for this position ranges from $5,000 (minimum) - $7,000 (maximum) per month, depending on experience. Position is also eligible to participate in annual incentive program (performance related compensation) earning up to 10% of annual base salary. This program is subject to Board approval.

WORKPLACE FLEXIBILITY PROGRAM :

Yosemite Farm Credit offers a Workplace Flexibility Program for qualifying positions that provides the opportunity to have a hybrid (in office and work from home) schedule. The Workplace Flexibility Program includes an allowance of up to $500 for qualifying expenses to outfit employees’ home office. Please note, this is not a fully remote position.

APPLICATION DEADLINE :

Applications will be accepted through February 5, 2025.

If you have questions regarding the job posting or need additional information, please contact Cortney Lawler

209) 383-1116

APPLICATION PROCEDURE :

Application Job Link :

https : / / yfc.bamboohr.com / careers / 38

Yosemite Farm Credit is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. For employment related questions or if you have a disability and wish to seek a reasonable accommodation during the application process, please contact our HR team at

careers@yfc.ag

209-667-2366

CCPA Notice :

California residents may have certain rights regarding their Personal Information under California law. To view the Yosemite Farm Credit CCPA Privacy Notice applicable to job applicants, employees, owners, directors, officers, and contractors of Yosemite Farm Credit, please visit the Yosemite Farm Credit website at the following link :

https : / / www.yosemitefarmcredit.com / about-yfc / careers-with-yosemite-farm-credit /

Issue Date : 1 / 8 / 2025

www.yosemitefarmcredit.com

EEO / AA / M / F / V / D EMPLOYER