What are the responsibilities and job description for the COMMERCIAL LENDING RELATIONSHIP MANAGER - Lexington position at Careers at Stock Yards Bank & Trust Co.?
As a Commercial Lending Relationship Manager, you will oversee and manage commercial loan portfolios and develop new business. Experience in commercial lending with the ability to develop and retain business is important while Stock Yards Bank will provide a professional environment to continually improve the candidate’s skills and to further his/her career goals for advancement to higher levels within the banking profession.
Responsibilities
Daily responsibilities include, but are not limited to, the following:
- Solicit business from prospective customers and current customer base
- Evaluate loan requests and approve loans within authority or make loan recommendations to management
- Analyze financial and credit condition of applicants and determine loan payment capabilities
- Negotiate credit terms and conditions
- Service and retain existing customer base
Job Requirements
The successful candidate will have the following qualifications:
- BA/BS in business, finance or related field
- Minimum of two years experience in Commercial Lending
- Proven ability to develop and retain business
- Good communication skills
- Professional appearance and demeanor
- Knowledge of lending services and bank products
- Knowledge of loan, bank and regulatory policy
- Ability to analyze loan requests and determine borrowing need and repayment sources
Benefits
- 401(k) with a company match of up to 6%
- ESOP employer match
- Medical insurance
- Dental insurance
- Vision insurance
- Cancer / Disease insurance
- Accident insurance
- Flexible Spending Accounts
- Health Savings Accounts
- Bank paid Life / AD& D insurance
- Voluntary Life / AD&D insurance
- Bank paid Short-Term and Long-Term Disability insurance
- Employee Stock Purchase Plan
- Employee Assistance Program
Physical Requirements
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position requires sitting the majority of the time. All work occurs indoors and within regular working hours. The noise level in the work environment is usually moderate.
