Mortgage Loan Closer

Are you looking for " Long term opportunity, Team- Oriented Environment"

We are seeking an experienced and highly motivated person to join our team. As a Mortgage Loan Closer/Post Closing Assistant you will be responsible for timely and accurately preparing final closing loan documents from Initial Closing Disclosure, Final Closing Disclosure, clear to close and purchasing.

Qualifications

• Loan processing/closing/post closing experience
• Escrow or Title Expert
• Familiarity with TILA/TRID/RESPA/ECOA/FACRA/BSA/AML regulations
• Knowledge of FNMA/Freddie Mac/ VA, Conventional, FHA, USDA guidelines
• Strong background in financial services and credit analysis

Responsibilities

• Review loans and accurately complete all data input into mortgage loan origination system for preparation to order closing documents.
• Prepare and submit Initial CD/Final CD and collaborate with title companies/ attorneys, in the required time frame and guidelines
• Communicate with customers, staff, realtors, title companies, etc. to respond to inquiries, resolve problems and obtain any additional documentation required to complete the loan file.
• Reviews all closing document for signatures, accuracy and completion.
• Calculate final closing costs order wires.
• Ensure accuracy, organize, review and analyze documents in the loan file related to closing; work with appropriate departments or third parties to rectify any problems.
• Act as a communication touch point with the operations, closing agent, and post-closing departments.
• Review final closing package for delivery to investor, image the closing package, and deliver collateral within required time frames per guidelines
• Complete Post Closing Audit checklist to verify loan documents are complete and accurate and correct any errors and omissions to loan purchased
• Verify data is consistent between final closing documents and LOS
• Prepare collateral binder to meet warehouse bank requirements
• Complete and follow up with Final Deeds and Titles and submit to appropriate servicers
• Complete MERS & UCD
• Other tasks and responsibilities as assigned.

Job Requirements

Thrive in a fast paced environment

• Pre-employment Screening include Telephone Pre-Screen thru really
• Ensure compliance with warehouse bank, regulatory and investor guidelines
• Excellent interpersonal communication skills
• Positive Attitude
• Keen eye for detail
• Quality Customer Service standards.
• Strong knowledge of loan processing and closing policies and procedures.
• Ability to meet high demands for deadlines and accomplish goals
• Strong sense of urgency and results oriented
• Must be able to work in a fast pace, high pressure environment
• Highly Organized
• Ability to Prioritize and Manage Multiple, Simultaneous Projects
• A Self-Starter who can deliver in a Time Sensitive Environment
• Strong Verbal and Written Communication Skills
• Credit Check
• Social Security Verification, CAIVRS and LDP/GSA lookup
• Past Employment Verification

Castle Rock Mortgage, LLC - Equal Opportunity Employers committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.

Job Type: Full-time

Benefits:

• Health insurance
• Health savings account
• Paid time off

Schedule:

• Monday to Friday

Application Question(s):

• Desired Income

Experience:

• mortgage closing/post closing: 1 year (Required)

Work Location: In person