What are the responsibilities and job description for the Commercial Lender position at CBI Bank & Trust?
Job Description
Job Description
Description :
GENERAL DESCRIPTION :
The position of Commercial Lender requires knowledge of standard lending practices and methods, expertise in dealing with commercial lending, and the ability to source and sell a variety of loan products to community businesses while developing the bank’s business clientele and portfolio.
Requirements :
POSITION REQUIREMENTS :
- Make and service a variety of secured and unsecured loans and lines of credit
- Provide superior customer service and financial counsel to retain current customers
- Identifies and solicits profitable business deposit and loan relationships to target new business
- Ability to handle simple to complex customer accounts, resolve a variety of customer problems and make credit decisions independently within established lending limits
- Meet regularly with senior management and Loan Committee on larger loans or lines of credit
- Ability to deal with complex issues involving multiple facets and variables in non-standardized situations
- Ability to define problems, collect data, establish facts, and draw valid conclusions
- Position may require some overnight travel to attend seminars and requires attendance at meetings prior to or after normal business hours
Skills / education / experience required :
Preferred candidate will possess a BA Degree from a four-year college or university : 5 to 7 years related experience in financial or banking services or equivalent combination of education and experience. Must have valid driver’s license, ability to travel.
Employee Benefits :
In addition to competitive pay, we offer Paid Time Off, 401(k), an Employee Assistance Program, and on the job training opportunities. Full-time and part-time associates are offered a comprehensive benefit package including medical, dental, vision and more!
We are an equal employment opportunity employer. The Company's policy is not to discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, veteran or uniformed service-member status, genetic information, or any other basis protected by applicable federal, state, or local laws.