ACH Specialist I (Entry-Level Finance Position)

ACH Specialist I
Department: Financial Operations
Location: Sioux Falls, SD (Hybrid)

Are you looking to launch your career in finance? This is an excellent entry-level opportunity for someone with a background or degree in finance, accounting, or a related field. As an ACH Specialist I, you’ll develop your skills while playing a key role in supporting the smooth operation, maintenance, and exception processing of our Automated Clearing House Processing System (ACHPS). If you’re detail-oriented, eager to learn, and ready to grow with a supportive team, this could be the perfect next step in your career!

What You’ll Do

In this role, you’ll gain hands-on experience with ACH operations while contributing to the accuracy and efficiency of our financial processes. Key responsibilities include:

• Collaborating on the administration and processing features of the ACHPS system, ensuring seamless and reliable operations.

• Assisting with system updates, including testing, risk limit adjustments, and documentation.

• Handling ACH exceptions, unpostable transactions, risk violations, return requests, and proof of authorization inquiries.

• Preparing and submitting monthly reports to management and analyzing transaction trends to support decision-making.

• Providing support and education to internal teams and partners on Nacha Rules and ACH operations.

• Proactively identifying ways to improve business processes and operational efficiencies.

Why You Should Join Us

At Central Payments, you will be part of a high-performing team that values innovation, collaboration, and exceptional service. We foster a culture where your ideas and contributions matter. You’ll have the opportunity to lead critical functions in the Financial Operations department while working in an environment that promotes continuous learning and professional growth.

What You Bring

• A degree or significant coursework in finance, accounting, or a related field—or equivalent professional experience.

• Familiarity with Nacha Operating Rules and Guidelines (or a desire to learn them).

• Strong analytical and problem-solving skills, with the ability to work with complex financial data.

• Exceptional attention to detail and accuracy and clear communication skills, both written and verbal.

• Strong organizational and time management skills, with the ability to meet deadlines.

• Proficiency in Microsoft Office (Word, Excel, Access, and PowerPoint).

• A collaborative, team-oriented mindset and the ability to work across departments.

Qualifications

To thrive in this role, you’ll need:

• An Associate degree in finance, accounting, or a related field; OR 1-3 years of experience in ACH processing, account reconciliation, or financial roles; OR a combination of education and experience.

• Experience with ACHPS (an FIS/eFunds ACH processing solution) is preferred but not required.

• Knowledge of banking regulations and ACH functionality is a plus.

What We Offer

We’re committed to your growth and success. Here’s what you can look forward to:

• A hybrid work environment that allows for flexibility while fostering team collaboration.

• Hands-on training and development to help you excel in ACH operations.

• A culture of collaboration where your contributions make a real impact.

• Opportunities for career progression within a growing organization.

Ready to Make a Difference?
If you're eager to take on a challenging role where you can contribute to both operational excellence and customer satisfaction, we want to hear from you! Apply today to join Central Payments and help us shape the future of dispute resolution and customer service.