What are the responsibilities and job description for the Mortgage Loan Officer position at Centennial Lending?
Compensation: $20-$23 per hour Incentives
About Centennial Lending
Centennial Lending is a dynamic and growing lending company based in Firestone, CO. We specialize in a wide range of financial products, including conventional, FHA, VA, and USDA mortgages, as well as commercial loan products and servicing solutions. Through our strong partnerships with credit unions and investors, we provide exceptional lending services.
We are committed to fostering a supportive and growth-oriented work environment. Our employees enjoy a comprehensive benefits package, including:
- 401(k) with employer matching
- Medical, dental, and vision insurance
- Life, AD&D, short-term and long-term disability coverage
- Paid time off
About the Role
We are looking for a highly motivated and detail-oriented Mortgage Loan Officer to guide borrowers through the loan process from initial application to closing. This role requires strong customer service, industry expertise, and a proactive approach to meeting purchase contract deadlines.
Key Responsibilities:
- Serve as the primary contact for borrowers, credit unions, and third parties throughout the loan process.
- Capture and process new mortgage applications, providing accurate interest rate quotes.
- Evaluate applications to determine eligibility for available loan programs and request necessary documentation.
- Provide expert guidance to applicants on loan programs, terms, and the mortgage process.
- Prepare and issue initial loan disclosures in compliance with regulatory guidelines.
- Maintain regular follow-up with pre-qualified borrowers to support their loan process.
- Stay up to date with changes to investor, mortgage insurance, and underwriting guidelines.
- Ensure purchase contract deadlines are met with precision and efficiency.
- Maintain licensure with the National Mortgage Licensing System (NMLS) and required state licensing.
- Handle adverse action communications professionally and in compliance with regulations.
- Perform additional mortgage-related duties as assigned.
What We’re Looking For
✅ Required:
- 2 years of mortgage loan origination experience
- Active NMLS licensure and eligibility under the SAFE Act
- Strong ability to work independently, manage deadlines, and drive results
- Excellent verbal and written communication skills
✅ Preferred:
- Bachelor's degree in a related field
- Experience with FNMA, FHA, FHLB, VA, USDA guidelines
- Knowledge of state and federal mortgage regulations
Ready to Join Us?
If you’re looking for a career opportunity in a supportive and growth-driven environment, we’d love to hear from you! Apply today and become part of the Centennial Lending team.
Learn more about our company: www.centennial-lending.com
Salary : $20 - $23
