What are the responsibilities and job description for the Mortgage Loan Officer position at Central Federal Savings & Loan?
Central Federal Savings is currently seeking a full time Outside Mortgage Loan Officer. We are a thriving, community bank committed to serving the home loan needs of our community for than 130 years. Here at CFS, we foster an environment that encourages our team members to grow and develop in their career.
Job Summary:
Meet with bank customers to take loan applications and perform all necessary functions related to the origination, renewal, and modification of all consumer credit facilities (consumer mortgages, HELOCs, construction loans, etc.). Work with our inside processors, underwriters and closers as well as outside real estate agents, attorneys, title company representatives, appraisers, and customers to facilitate smooth and timely loan closings. Maintain loan files and follows up on post-closing customer service.
Required Skills:
- Excellent customer service skills;
- Ability to analyze tax returns and financial statements;
- Understanding of consumer loan products and services;
- Knowledge of loan processing functions and related requirements and procedures;
- Proven ability to carefully follow all compliance requirements;
- Proven ability to manage multiple transactions to ensure timely closings:
- Proficiency with Encompass or Point
- Effective verbal and written communication skills;
- Strong time management skills, well organized, and able to multi-task;
- Familiarity with spreadsheets and Microsoft Windows applications;
- Flexible and adaptable to a dynamic environment.
Required Experience:
- At least 2 years direct experience, in Residential Mortgage Origination or Processing
- Proven track record in business development and sales
- Bachelor degree in business administration or related field a plus