Lead Portfolio Manager

Position Function:

Manages and grows the team's portfolio of Loan Syndications, Purchased Credits (SNC’s & CLO’s), and direct lending opportunities that are aligned with established lending and operational policies, that optimize capital utilization, and that provide strong risk adjusted profitability to the Bank with acceptable risk. Provides specialized expertise in credit underwriting and risk management in our core strategies and markets, including Interest Rate Hedging and Structured Credit. Possess a deep understanding of trends in capital markets, as well as the local, national, and global economy. 

Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.

Primary Accountabilities:

Portfolio Management 

• Makes timely, well-informed, and balanced credit recommendations, by evaluating financial and other information, resolving issues of concern, and by accessing other internal and external sources.  
• Interacts directly with Agent Bank personnel, Sponsors, and Borrowers as a primary bank portfolio administration contact.
• Coordinates the review of loan documentation and loan booking packages. 
• Coordinates the preparation of quarterly financial reporting and covenant compliance.
• Coordinates portfolio reports and reviews (quarterly and semi-annually) and preparation of portfolio review presentations including review of risk grades with the assigned Credit Administrator for the entire portfolio.
• Prepare annual review for all assigned credits and presents summary of the annual portfolio review to the Management Loan Committee.
• Interfaces with Credit Administration, Risk Management, Treasury, Controllers, and other departments to address loan portfolio management, loan policy, and any related issues.
• Monitors publicly traded companies for press releases and for other public announcements and news which may impact the portfolio.
• Monitors secondary market activity as available.

Credit Management & Administration

• Appropriately manages and maintains credit quality aspects of assigned portfolio. This includes:
  1. Effective engagement with Credit Administration and Bank’s internal credit approval authorities for all credit presentations and any necessary modifications.
  2. Proactive monitoring of financial trends of portfolio borrowers and related markets.
  3. Conducting timely renewals and/or extensions of loans and minimizes all delinquencies (payment and tickler delinquencies). 
  4. Recommends appropriate waivers/amendments.
  5. Maintains credit files incompliance with Bank Credit Policies & Procedures.
• Prepares, reviews, and audits documentation to ensure documentation is accurate according to policy.
• Prepares documentation and verifies recordings to secure assets as needed for direct lending credits. 
• Assembles and reviews documentation files for completeness for submission to Loan Processing.

Team Leadership

• Communicates actively and effectively with Portfolio Managers and Credit Underwriters.
• Provides well-grounded assessments and development plans with clear accountability. 
• Consistently demonstrates strong collaboration with other areas of the Bank and stakeholders.

Financial Resulting & Efficiencies

• Leads Team to reach or exceed financial goals.
• Constantly seeks and creates opportunities for the CSS Division.
• Constantly seeks and implements efficiencies for the CSS Division.

Minimum Qualifications:

Education:

• Bachelor’s Degree in Finance or related field. 

Experience:

• 8 years of experience in successful business development and syndication experience within Corporate Banking/Capital Markets ‘mid-large corporate’ segments ($500Mn-5Bn revenues) required.
• 5 Experience in sales management in financial services or related industries, preferably involving customer relationship management required. 
• 5 years management to include staff required. 

Physical Requirements & Working Conditions:

• Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.
• Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications.
• Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions.
• Must be able to read and understand bank-related documents. 
• Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time.  Must also be able to adapt to different work environments as needed to perform the job.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.