What are the responsibilities and job description for the COMMERCIAL LOAN OFFICER position at Central Willamette Credit Union?
Respect. Integrity. Ethics. Compassion. Humor.
At Central Willamette Credit Union, these five core values aren’t just words—we live by them every day. Our mission is to build local loyalty, connect with our community, and make life easier for those we serve. To achieve this, we hire passionate team players who are eager to serve, embrace change, and enjoy a good laugh along the way.
If you're a detail-oriented, analytical professional with a knack for building relationships and making sound lending decisions, this role is for you!
Why You’ll Love This Role
*Make a meaningful impact by helping local businesses grow.
* Join a supportive, value-driven team that fosters collaboration and professional development.
* Competitive salary, comprehensive benefits, and opportunities for career advancement.
Your Role at a Glance
As a Commercial Loan Officer, you’ll guide members through the lending process, assess creditworthiness, and ensure compliance with regulations. You’ll play a critical role in maintaining a strong loan portfolio while fostering long-term business relationships.
Key Responsibilities:
Loan Processing & Credit Analysis (30%) – Conduct credit reviews, analyze financials, negotiate terms, and prepare loan proposals for approval.
Portfolio Development & Relationship Management (20%) – Develop and maintain the commercial loan portfolio, work closely with business members, and assist in early delinquency management.
Compliance & Documentation (15%) – Ensure all loan files comply with regulatory requirements and Credit Union policies.
Reporting & Feedback (10%) – Provide insights to leadership, prepare reports, and suggest improvements to policies and procedures.
Departmental Oversight (10%) – Support smooth daily operations and work collaboratively with the team.
Knowledge Maintenance & Compliance (10%) – Stay up-to-date on regulations, attend training, and continuously improve expertise.
Other Duties (5%) – Step in where needed to support the team and Credit Union initiatives.
What You Bring to the Table
-Strong financial acumen and analytical skills.
-Experience in commercial loan underwriting (minimum 2 years required, 5 years preferred).
-Ability to manage multiple projects in a fast-paced environment.
-Knowledge of accounting principles, financial concepts, and regulatory requirements for business lending.
-Excellent communication, problem-solving, and time-management skills.
-Proficiency in Microsoft Office Suite and database operations.
-Bachelor's degree in Business Administration or related field (or equivalent experience).
Join Us and Make a Difference!
At Central Willamette Credit Union, you’re not just another employee—you’re part of a team that values integrity, teamwork, and a sense of humor. If you're ready to help local businesses thrive while growing your own career, apply today!
How to Apply: www.centralwcu.org/careers
