Senior Financial Advisor

Senior Financial Advisor & Financial Services Program Manager

What we need:

The Senior Financial Advisor & Financial Services Program Manager (herein referred to as “SFA & FSPM”) and Saco & Biddeford Savings Institution (sometimes referred to as the “Bank”)agree as follows:

SFA & FSPM will be employed by the Bank and registered through Cetera Investment Services LLC(herein referred to as “Cetera”) to perform the duties and responsibilities (set forth below) of a Senior Financial Advisor while also serving as the Financial Services Program Manager for the portion of the Bank’s business known as S&B Financial Services (the “program”) with the responsibilities of the Financial Services Program Manager being set forth below as well.

PLEASE NOTE: Applicants are required to hold a current FINRA Series 7 and 66 (or 63/65) in order to be considered.

Duties & Responsibilities

Key Responsibilities

Customer-Centered Financial Planning

• Deliver tailored financial advice and strategies to meet Customers’ unique goals and circumstances.
• Provide ongoing plan reviews and updates to ensure alignment with Customer needs and compliance standards.
• Build and maintain long-term relationships based on trust, respect, and integrity.

Sales and Business Development

• Drive revenue growth through a diverse portfolio of investment products, including mutual funds, annuities, ETFs, stocks, bonds, and insurance products.
• Develop and execute strategies to meet and exceed sales goals.
• Foster referrals from internal partners to deepen Customer engagement.

Compliance and Operational Excellence

• Ensure adherence to applicable laws, regulations, and broker-dealer policies.
• Maintain accurate documentation and compliance files, including Customer correspondence and advertising materials.
• Act as a liaison between the broker-dealer and bank departments for seamless collaboration.

Leadership and Team Development

• Mentor financial services team members, fostering a culture of trust, accountability, and professional growth.
• Provide coaching and training to enhance team performance and Customer service excellence.
• Lead by example, embodying the bank’s core values in all interactions.

Marketing and Strategic Initiatives

• Partner with marketing to design campaigns that promote financial planning services.
• Stay informed of industry trends to introduce innovative products and services that meet evolving Customer needs.

Customer Outreach and Relationship Building

• Proactively engage with Customers to expand existing relationships and build new ones.
• Identify opportunities to connect Customers with appropriate bank services and products.
• Represent the bank in the community, promoting its mission and values.

Employee Development and Performance Management

• Conduct regular one-on-one meetings and performance appraisals with team members.
• Recognize and reward high performance, addressing any issues promptly and constructively.
• Design and implement cohesive team processes that enhance client outcomes, foster exceptional service, and drive profitability for S&B Financial Services.

Additional Duties

• Participate in special projects as needed to support organizational goals.
• Commit to ongoing professional development through continuing education and industry certifications.

Required Skills or Training

• Demonstrates competency in use of Microsoft Office (Word, Excel, PowerPoint, Outlook).
• Highly effective verbal, written, interpersonal, and presentation skills.
• Ability to effectively present to individual customers or to large groups.
• Must be a motivational leader who can hold candid and direct communication with all team members and Bank teammates.
• Experience with holistic financial planning and building recurring revenue, namely in advisory solutions.

Professional Certifications, Licenses, And/or Registration Requirements

• Life and Health licenses and SIE, 7, and 66 securities registrations. Series 24 or 9/10 preferred.
• Valid US driver’s license and access to transportation.

Education and Training

Cetera is nationally recognized as a self-clearing broker-dealer, registered investment adviser, and insurance agency serving the clients of nearly 500 institutions with assets ranging from $15 million to $13 billion nationwide. At Cetera, we’re committed to helping you reach your goals – both professionally and personally. From outstanding income potential and scheduling flexibility to round-the-clock support and best-in-class training, the Cetera team continues to build on a reputation for success that is more than 30 years in the making. As a member of our organization, you’ll have access to:

· A clear transition plan and timeline so you know what to expect, and when

· Our orientation course to give you an overview of all the tools and services available to you

· Assistance with account transfers and paperwork, and frequent updates on their status

· Help with communications to your current clients about your transition

· In-person, online, and self-guided training on the breadth of our AdviceWorks technology platform

· New business cards, stationery, and email address

· An introduction to our vast marketing resources, so you can start using them with current and prospective clients

If you are interested in this position, please attach a copy of your resume with your application.