Wealth Advisor

Applicants are required to hold a current FINRA Series 7 and 66 (or 63/65) in order to be considered.

Job Overview

The Wealth Advisor will deal with the complex business of managing money for high net worth individuals or estates, taking into account the income needs of clients, taxes, estate preservation and asset protection. The Wealth Manager will be required to manage over $100 million in assets of which half (minimum $50 million) will be in recurring revenue products such as managed accounts, separately managed accounts or wrap (fee) accounts offered on the Citadel/CUSO Financial Services platform. The Wealth Manager is expected to leverage the relationship they have built with their existing clients to gather additional assets or to gain client referrals.

Duties and Responsibilities

• Provide customers with information and advice on purchase or sale of securities, financial services, insurance, and investment plans based on review of professional publications and other financial literature, as well as knowledge of securities market and financial services industry.
• Interview customers to determine financial position, resources, assets available to invest, liabilities, cash flow, insurance coverage, tax status, and financial goals. This data is to be analyzed so that a financial plan can be tailored to the needs of the customer.
• Recommend financial products and services to clients for investment and insurance purposes.
• Apply knowledge of securities, investment plans, insurance, market conditions, and regulations, as well as the financial situation of customers.
• Develop and implement annual sales plan designed to achieve desired annual goal.
• Communicate regularly with existing clients.
• Average over $100 million in managed assets on an annual basis.
• Maintain current knowledge of securities market and financial services industry.
• Educate and motivate Credit Union staff with regard to investment and estate planning processes.

Qualifications and Education Requirements

Work Experience

• 5 years of related sales experience, 10 years experience as a Financial Advisor. PA insurance license required.
• Clean Form U-4, Extremely adept with numbers and savvy about a wide variety of investing and money management techniques. Strong interpersonal and relationship-building skills are required.
• MS Office

Education

• Bachelor’s degree
• FINRA Series 7, 63, 65/66, Certified Financial Planner (CFP) or other industry designation required.

Education and Training

Cetera is nationally recognized as a self-clearing broker-dealer, registered investment adviser, and insurance agency serving the clients of nearly 500 institutions with assets ranging from $15 million to $13 billion nationwide. At Cetera, we’re committed to helping you reach your goals – both professionally and personally. From outstanding income potential and scheduling flexibility to round-the-clock support and best-in-class training, the Cetera team continues to build on a reputation for success that is more than 30 years in the making. As a member of our organization, you’ll have access to:

· A clear transition plan and timeline so you know what to expect, and when

· Our orientation course to give you an overview of all the tools and services available to you

· Assistance with account transfers and paperwork, and frequent updates on their status

· Help with communications to your current clients about your transition

· In-person, online, and self-guided training on the breadth of our AdviceWorks technology platform

· New business cards, stationery, and email address

· An introduction to our vast marketing resources, so you can start using them with current and prospective clients

• If you are interested in this position, please attach a copy of your resume with your application.