What are the responsibilities and job description for the Finance Manager position at Charlie Clark Hyundai - Laredo?
Overview
An Automotive Finance Manager plays a crucial role in the dealership environment, working to facilitate the financing process for customers purchasing vehicles. This position requires a blend of financial expertise, customer service skills, and a deep understanding of automotive sales.
Key Responsibilities
- Customer Engagement:
- Assist customers in understanding their financing options and guide them through the loan or lease process.
- Discuss and explain financial terms, credit terms, and conditions in a clear and understandable manner.
- Loan and Lease Processing:
- Prepare and process all necessary paperwork and documentation for loan and lease agreements.
- Ensure compliance with all state and federal regulations regarding automotive finance.
- Liaison with Financial Institutions:
- Establish and maintain strong relationships with banks and financial lenders.
- Negotiate terms to obtain favorable interest rates and loan terms for customers.
- Sales Support:
- Collaborate with the sales team to enhance the overall customer experience and contribute to achieving sales targets.
- Assist in the sale of additional financial products, such as extended warranties and insurance plans.
- Financial Analysis:
- Analyze customer credit profiles to determine eligibility for financing.
- Evaluate financial reports to guide decision-making processes.
Required Qualifications
- Education and Experience:
- Bachelor's degree in finance, business administration, or a related field is preferred.
- Previous experience in automotive finance or a related field is highly desirable.
- Skills:
- Strong analytical and mathematical skills.
- Excellent communication and interpersonal skills.
- Proficiency in financial software and dealership management systems.
- Knowledge:
- In-depth understanding of automotive finance laws and regulations.
- Familiarity with credit reporting agencies and credit scoring systems.
Additional Requirements
- Certifications:
- Certifications such as the Certified Automotive Finance Manager (CAF) can be advantageous.
- Characteristics:
- High level of integrity and professionalism.
- Strong attention to detail and organizational skills.
Work Environment
- Position is typically based in a dealership setting.
- May require working evenings or weekends to accommodate customer schedules.
Job Type: Full-time
Pay: Up to $10,000.00 per month
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- 10 hour shift
- Weekends as needed
Work Location: In person
Salary : $10,000
