What are the responsibilities and job description for the Commercial Lender position at Chesapeake Bank?
Overview
Chesapeake Bank-
An award-winning community bank is seeking a Commercial Loan Officer for its Newport News, Hampton, and York County, Virginia, market.
Would you like to be a true advocate and partner for your commercial clients?
Are you tired of the big bank politics and not having your voice heard?
We are seeking a customer-focused commercial lender to manage and grow an existing commercial portfolio consisting of real estate and commercial/industrial loans.
Talk to us about a career that makes you want to get up and come to work, have fun, and make a difference.
Summary:
Manages the Commercial Lending Process for loan applicants, ensuring that interviews are conducted appropriately and that necessary financial information is available for efficient loan processing.
Responsibilities
- Screens loan requests based on financial institution policies and on types of loans offered by the institution.
- Interviews loan applicants, as well as obtains and compiles necessary financial information to process loans.
- Reviews, analyzes, and processes commercial loan requests and packages loans as necessary, in keeping with financial institution policies and procedures.
- Recommends conditions and terms of commercial loan requests to Credit Committees.
- Provides input to management in order to streamline and improve loan services for the benefit of the customer and the financial institution.
- Provides loan status reports to management and offers recommendations and actions to improve loan strategies when necessary.
- Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes.
Requirements
- Bachelor’s Degree in Business, Finance, or related area.
- Five years of experience in a financial institution, loan department, or similar area.
- Extensive knowledge of financial institution, policies, and procedures.
- Extensive knowledge of commercial lending practices and related areas.
- Good managerial, communication, and public relation skills.
- Ability to generate new clients for the Bank through business development activities.
- Maintains high level of visibility within the community through involvement with referral, civic or nonprofit groups.
